Need to get myself together: The beginning

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  • misstara
    misstara Forumite Posts: 3,787
    Ninth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
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    Hi monz, hope you had a lovely meal out last night and a fab night out tonight :)
    Debt Dec 2022 - £2972.68. Current debt - £959.48 (67.7% paid). Flat deposit - £8367.74/£15000 (55.8% saved).
  • abba1772
    abba1772 Forumite Posts: 7,744
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
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    Hi monz :hello:

    I think I read that if you want a good credit rating they look to see if you have a landline number.......don't know why they look for it but its worth looking into xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Forumite Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    Thanks everyone had a great weekend and got asked out to pics from a guy I met ... bit unsure not sure if I am ready yet. Not like my ex who moved on so quick...

    Anyway 10 days until payday woo!!! Need to be extra strict this week and next. Done a food top up shop at Iceland so got good deals :) We can do this xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Forumite Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    Opened up a new savings account so I have for like car mot/service/tax disc or you know short changed :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Forumite Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    Upgraded my phone with Vodafone and also selling my iPhone for 90 pound woo xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Forumite Posts: 7,744
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
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    Well done on the phone sale.....can't wait for my contract to expire in January so I can get rid of it and the iPhone lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Forumite Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    Thanks :)

    9 days until payday :D woo! Cannot wait to change my signature properly again!

    Doing surveys my vouchers for amazon are just under 40. hoping by time I get paid I have 45 and only need to put 25 towards xmas gift for one my nieces. Following month I will work on same for my other niece :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Oh well done you!

    i just got a cheque for £50 for doing surveys, Felt like it took me forever to get it!

    Dxxx
  • monz
    monz Forumite Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    Aw Yougov? I am only on 625 points with them the now lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Forumite Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    8 days until pay day and I saw that the caravan my niece wants is down in price and praying it wont go back up by next week :(! I have 40 of vouchers but worried. plus might need to use 20 of they vouchers for my sons cake :(! ah dilemma!

    I need to check what fondant i have tonight and then order tomorrow fondant i need. then pray price for caravan stays down until next thu and i can order it :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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