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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    payday!!!

    Off to pay my parents my debt :(!!! but gets me out it :D!! xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    So I paid #500 to my mum and dad. By Christmas I should be over half way and paid off by end of March :)

    My son had his first day back at school 9-12 due to being off with his operation. He was fine phew!!

    I have ordered somethings in for his birthday. Also got his date for his communion next year so will be nipping to my local pub when I finish to book it for next year as do not want to miss that and it will be fully booked!

    Will be getting some more things for his birthday over next few days :).

    Today I got final curtains and this week shall visit the range for a painting I love for living room and Dunulm for a table lamp as the one I got is abit small looking but that can go in my bedroom :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Hiya,

    You're doing so well with your mum & dads loan, it'll soon be gone.

    Glad mini Monz is feeling much better and I hope he had fun at school this morning.

    You'll soon have his birthday bits done, you put me to shame, I'm usually last minute :eek:

    Have fun shopping xx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Is it bad I kind of lost the plot went on ebay and found home halloween decorations and got them for the house this year :D! also got sparklers as normally forget and hes always wanted to have one for bonfire night. Plus on the night his bday party and has friends staying :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    You're on fire with paying off your mum and dad it'll be gone before you know it xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks Abba.

    After a great first day back for my boy he was due to be normal hours today... then he woke up being sick this morning. So he has today off and will be back normal hours Monday, give him a few days of rest we soul never gets a break :(

    27 days until payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning everyone.

    Spent Friday night in hospital again with my boy but hes ok :) but honestly lets not get back to that hospital again anytime!

    My living room is almost complete. Spent a fortune over weekend oops on it! Still no word from plasterer since he cancelled Friday night to come do my boys room :/!

    Going to check accounts see where things lie :) xx

    24 days until payday
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Mortgage payment came out rounded it off to £15.55 o/payment. Interest was about £20 lower than normal which was nice in a sense lol. I do not know if this is normal will keep an eye ;) I know its not much overpayment but with Christmas/ my sons birthday/ and paying back mum and dad will be higher come new year :D

    Car Payments out too. All that still to come out is my home insurance mid month and netflix :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning

    My boy is at school today half day again, nervous! All going well will be back to normal school hours rest of week but no gym! Not until maybe end September all being well.

    I have contacted a woman on ebay about a table set I liked. All going well I am able to pick it up tomorrow for £80. Hoping she does not let me down! My sister was spose to be giving me hers.... not received and having house warming in next week so wanting it sorted!xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hope the wee one does ok at school today xx

    Fingers crossed the table and chairs are yours tomorrow.........shame your sister didn't come through for you xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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