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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Pay day is here woo!!!

    I have first went on Amazon: I got the Doc McStuffin workshop, wooly hat (secret santa), first car tin fund (friend xmas) and crazy cat lady magnet (xmas gift aunt) Total was £80 and with vouchers paid £18* just under!

    Then I paid off my Next Account two months early, emailed them asking to close my account with them. I then paid my £26.46 overpayment to loan. My actual pay to loan comes off on 1st of the month so I will proper update on Monday :)

    Aw feel so much better updating my signature. Also updated my savings, put £125 away to America spending fund x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Aloofdragon
    Aloofdragon Posts: 339 Forumite
    Absolutely wonderful so glad u got everything from amazon you needed sounds like your close to finished now then, I just paid my studio off and emailed them to close account its an uplifting feeling isnt it, have you got much left to sort now.. And any advice on avoiding silly spends tomorrow lol saying that I'm still to ill to go anywhere so may be safe haha.
    Weightloss -36.5lb/64lb.
    Christmas savings £200/£800.
    Hol savings £300 /£500.
    Birthday savings £50 /£100.
    100 days #20 Credit union £40/£1150
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I wish I was close to finishing. Got over $4,500 loan to pay and £1,000 overdraft but will get there :) Hoping 2016 debt free.

    Thats brilliant closing your account!!! x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Aloofdragon
    Aloofdragon Posts: 339 Forumite
    No for Santa I meant lol x
    Weightloss -36.5lb/64lb.
    Christmas savings £200/£800.
    Hol savings £300 /£500.
    Birthday savings £50 /£100.
    100 days #20 Credit union £40/£1150
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Ah ok.... I am a bit slow lol x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Good morning :)

    Two of my sales through ebay and that have went through only one more to go :)! Transferred to my bank. Waiting until interest to my loan has went through and my monthly payment then I shall add to it.

    Also 21 days until pay day!! Getting paid early so I wont be touching this until my actual pay day so really 27 days until payday ;)

    Also this morning got £2.50 to my amazon vouchers. Hoping that by 15 December (latest i am ordering Christmas items) I shall hopefullly have £20 amazon vouchers :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    edited 28 November 2014 at 1:09PM
    Had a sneaky peak at my credit rating in the past two weeks its now up to 904 :D!!! Was 886 before so that must be good
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Me again (sorry! I post and post nonstop :P)

    Just got £5.60 through crowdology. When I get my last payment off ebay (soon I hope) will add £10 to the loan overpayment :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    How long do you spend doin all theses surveys??

    It took me agessssssssssssss to get anything.

    You are clearly an expert at it!

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    It takes me about 5/10 min doing each. I dunno how else.

    Crowdology won't let me redeem my money, think something wrong with their site xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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