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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Goodmorning all!!

    8 days until payday woo!!

    Working on some surveys doubt I will reach a voucher but hopefully Monday! Hope everyone is good :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Woo got another £5 amazon voucher from SB :) thats me got £40... Gonna aim for another £5 before payday :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Non money saving alert but day ten insanity completed and nearly two weeks no smoke :) woo
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Congratulations on your no smoking! Know how hard it is to give up.

    Well done on all your Am*zon vouchers, am taking inspiration from you and trying to complete all the surveys in my inbox tonight.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thank you Miss Tara. My down fall is when I drink I am a chimney. Meant to be out this weekend but thinking taking my car save money and also none the bad stuff :)

    Got £3 from p*necone when clears will go to Next account to pay off. Also 50p away from my next amazon voucher for £2.50 :D so close :).

    Also 7 days until payday :D!!! So relieved feel poor haha xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Well done on getting to day 10 of insanity... I got to day 2 LOL.
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    6 days until payday woo!!!

    I had 113 left of wages, but had to pay out for candle I got specially made for my mum £12.20 and well my sons nursery pics are £30.

    Monday I will need to buy petrol £20. Also my Child benefit goes in, so I shall have about £70, now give or take another £20 off (food or that) I have 50 until I get paid so might pay additional £20 to loan and £10 to Next. See what I have day before I get paid

    Also another £2.50 amazon voucher :D very happy £42.50 now x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thats my £3 cleared and right into Next Account. £69 to pay left. Whatever I make off ebay will also go into this and when i get paid next Thursday I am paying £40. So close to finishing off and two months early possibly :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Hiya lovely I am so crap so getting on here God your rocking along here and yay nearly payday, I am stressing over said payday as off to Euro Disney the Sunday after ooooooooo I wish I hadn't booked it now I haven't got a clue what to expect Haven't a clue how much money to take and haven't a clue how we are all going to cope on the coach all day lol apart from that yay !!! You will def get that Next cleared by xmas now I am so fed up of wishing away weeks now to start afresh money building in the new year, but have just joined the £1 a day challenge and looking for some more to start before Christmas too, How much more do you need to sort for Christmas we are nearly done but it's time we are fighting for at the moment I am on my 6th shift and not off til Monday so going to be zonked !!


    Hope you have a lovely weekend with little un xx
    Weightloss -36.5lb/64lb.
    Christmas savings £200/£800.
    Hol savings £300 /£500.
    Birthday savings £50 /£100.
    100 days #20 Credit union £40/£1150
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Just saw this thank you :) ah disney Paris so exiting! Need to tell me all abt it when back :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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