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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    payday tomorrow!!! finally :D on another plus dont need to buy anything in for my sons birthday also :D

    Need to give my sister £90 for my other niece xmas (horse riding lessons) and both nieces are complete and only small things I have to buy in and finished with xmas :D

    I have £28 left from this month so going to pay £26.87 so holiday to pay is just under £800 :D.

    My VO is at £6.30 so aim for above £8 today and my paypal is £15, going to build that up and once reaches £40 will cash it out and get my sister $40 for her bday they are in Florida next year.

    OP is helping with paypal right now, then back to vouchers. Ipsos I say is helping amazon :) PA is sooo slow though :( xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Yay to being super organised for mini monz's birthday!

    PA is really slow isn't it!

    So annoying, I just want alllllllllllllllllll the surveys :p

    Just got another £15.00 Amazon voucher from VO :T

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I will post a pic when he gets his presents. There are two surprises hehas been asking "Santa" for the Ninjago lego dragon and the new game :)<3 hoping my Tesco Xmas points come in soon as this will cover his other PS4 controller :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Hope you had a great time off work. You are very organised with brthdays and Christmas! I have bought my daughter a few things, but nothing a nearly 21 year old wants is cheap! At least I do go from one extreme to the other and I don't plan on buying the baby much, she will only be 21 weeks at Christmas so going to wrap up stuff I already have for when she's older (not that she will even know!) and she will get gifts from friends and family I am sure.

    I am coming to Glasgow next weekend. We basically just like eating lol used to be drinking but we are coming with a baby so def no wild nights out, and I like shopping (obviously, hence the debt!) have booked a spa treatment in the hotel so looking forward to that. Can't wait, never been to Glasgow other than when I was an air hostess and flew there quite a bit but never left the airport!! xx
    Starting debt £18,675.63 :eek:
    Current debt: £5,000 (16/05/18)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning!

    Payday at last :) Transferred savings to house fund, though it being a 5 week month I can see me probably needing some of it :(! Will try not too though

    35 days until payday ahhhhh VO is just above £8. My PA is still at £8 but with £9 pending. This will all go into my paypal and once able to will cash out and cover my sisters dollars for her birthday.

    hope all is ok. Tomorrow is my halloween night out :D xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Ooooooh enjoy your Halloween night out xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • misstara
    misstara Posts: 3,996 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Enjoy your night out, defo want to see some pictures of your outfit - it sounded ace :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Friday woo!!!!

    Last night took my boy to Asda got some food in and treated him to a new dressing gown, jumper etc. I did overspend but you know what it made him happy and its a tight month but its my boy and hes like me loves a dressing gown :)!

    34 days until payday :(

    VO is at £10.60 will try get £12.50 cash out £15 for my dad next week and then get another and give him codes for Black Friday for his xmas.
    xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I love me a dressing gown.......I've got two .....oooo and slippers too love being cosy xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Same honestly cd have all clothes on n still have my dressing gown on n be 20 odd degrees outside :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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