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Need to get myself together: The beginning

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Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw tell me about it 5 week months suck lol!! and so much pay off plus IOUs to house saving pot as caught short again :/.... I blame smoking again due to everything but getting another vape :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Oh god the dreaded IOU's - glad it's not just me that does that.

    My bag is full of IOU post it notes :rotfl:

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I have them on my spreadsheet highlighted red. red of shame lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • :rotfl::rotfl::rotfl:

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Payday!!!

    I have transferred over to holiday fund. Over a healthy £1,000.

    I transferred to house deposit. I still owe this money (£90 eek) but will pay this back while I can over the month, will not struggle through this or beat myself up right now.

    I am back on my healthy eating, starting back on shred and will go to gym while I can. I am finding myself too depressed and the gym helps me feel positive on things.

    200 points away from £50 cashout and just missed a survey ahhh lol

    28 days to next payday :P xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • HoneyBee83
    HoneyBee83 Posts: 361 Forumite
    Morning Monz,

    So glad to see that things are better for your little lad now, your mother's day sounded lovely!
    This parenting is tricky stuff isn't it? DD is off to High school this year and I'm terrified, I remember the awful time I had there :(
    Kids can be so cruel. I'm just making sure she has a safe and happy home as sanctuary.

    Brilliant potting for Florida :cool: You'll be there before you know it. xx
    Emergency Savings #73 = £1,500/£2,000
    Savings Pot £1,440.00
    Xmas 2018=£100/£300 Australia =£0.00/6000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks HoneyBee :)

    Next week I am off so will probably not be on this much. Busy we plans

    Sunday - his friend from TKD and little sister will be out with us day out at park and lunch.
    Monday - power rangers with my boy (used my valued coupon) so only my boy to pay and cost £6 - after will let him pick. If nice thinking park (football later)
    Tuesday - taking my boy and niece to pics see boss baby (used voucher) only paid for kids £12 then McDonalds has been promised to them (TKD at night)
    Wed - got my boy plus two nieces - weather dependent whether its outside park or softplay lol (TKD at night)
    Thur - asking a parent of one of connors friends if he can come out with us for the day (TKD at night but may cancel think his new friend in street coming round for dinner)
    Friday - my niece Easter parade will be attending and hes off in afternoon with family to Blackpool

    Knackered just reading this lol :P xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Sounds like a busy week ahead Monz, even I'm exhausted after reading that!

    Yay to Payday, that's always a good thing :D
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Last night was parents night and he got a great one. Minus her mentioning that sometimes when he sits down he puts his hand on ground n looks about... imagine that at 6 years old clearly something wrong with him... joke i went well maybe you should correct him and say pay attention but he is young. they are stil making out like autism and that.... he likes to touchthings like !!!!!!!! anyway came back from parents night and bumped into a boy in his class at the park.... spent next two hours there and he had a brilliant time.

    27 days to payday and after today off for a week :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Just booked me and my boy £141 for a VIP planet Hollywood limo experience for us in Florida. Will pay this back whilst I can. This holiday is our treat for everything we been through with debt and that xx

    Will keep as a surprise for him though so he will not find out :)

    Also have a pirate show night booked as well
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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