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Need to get myself together: The beginning
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Just caught up Monz!!!!!
OMFG!!!!!!!!!!!!!!!!! congratulations hun!!! I am so so so happy for you!!!!! xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Thank you
it was a big shock/ surprise for myself too. I thought I complained about being cut out of a survey and had no memory... did not expect a 6 am email stating I won £5,000!
And honestly I never ever believed in prize draw entries..... now I do xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Monz!!!!!
OMG!!!!!!!!!!!!!!!!! times infinity
I am thrilled - just wanted you to know how happy I am for you too, You are such a great mum. As always so proud of all you do! Sam xxGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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You seriously have 38.17 debt and 3.5k in the bank - now we got to become saving buddies:rotfl:Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Thank you Sam! It still doesnt seem real!
This morning I booked Kelburn Castle Christmas Santa Grotto for me and my boy on 4th December Cannot wait. It will be a good fun day out.
Done a survey yesterday and should receive £3 in paypal... might slide that to loan :P
16 days until payday xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Kelburnis is great bonus for me as it's not too far from me and there's always a deal on groupon lol xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Did you see their Xmas deal? I am going to stay at my mum and dads flat in Millport the night before as its closer and we can have a we night there before x Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Did you see their Xmas deal? I am going to stay at my mum and dads flat in Millport the night before as its closer and we can have a we night there before x
No I haven't but I'm off to check now xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Cool Let me know what you think? I booked the 4th December.
Nothing much to add today. Hopefully get my £3 from survey and bung over to loan making it £35.17 might even add 17p I hate odd numbers lol
15 days until payday. Interest has not been added to loan yet I am keeping a watch xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Just checked online the interest has been added so my last payment is 1 December 2016 of £49.34
I might just leave the £3 in my account as not to mess with it anymore xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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