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Need to get myself together: The beginning
Comments
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Going no where!!:)
Waiting it to go in bank! I am hoping reach £10,000
I also just gave £20 to we old man raising money to children cancer fund there. I thought if I am having good luck I have to do a good turn for someone else.
Proper start saving in January plus Florida saving. Will be sticking strict with money tooxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
It's in bank and loan has went down to 37.18 I know interest will be added but November wage paid off ���� house deposit changed so now I'm practically debt free updating signature now xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
I done the video tonight for winning, I hope it's ok. I stated money will be going to a family holiday to Florida. Didn't want to publicise anything about myself or it's a single parent family or my son. Hope it's ok and I receive £25 Amazon voucher for my dad, if not I am still over whelmed anyway
won't be on tomorrow it's my boys birthday!
He had an amazing time today and said mummy I am so lucky to have you honestly made me feel so much love xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
It's in bank and loan has went down to 37.18 I know interest will be added but November wage paid off ���� house deposit changed so now I'm practically debt free updating signature now xx
:j:j:j congratulations on being (practically) debt free! So happy for you xxMortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.08/£50
Mortgage overpayments so far - £800.960 -
Thank you Miss Tara!
Today I went and ordered last of Christmas present in for my boy. A huge Nexo knight lego set down from £99 to £64 and I have a £20 amazon voucher saved up.
Just need to pay for my sister and her husbands meal voucher, save up amazon vouchers for my dad (through Opinion World - unless I get that £25 through for video which would be amazing) and few other things for my friends kids.
I need to get another we thing for my niece, hers looks bit empty.
After that I am finished!
17 days until payday. Also waiting to see what interest has been added to loan after paying a chunk off. Will soon see how much my last payment will bexx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
That is amazing Monz, I'm in awe with how organised you are with Chirstmas.
Hope DS's birthday was a success, he sounds truly lovely.
Well done on practically being debt free, I too hope that you are going to stick around0 -
Well done Monz! I'm chuffed for you, as are all of us who have followed your progress.LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0
Emergency Fund £800.00
Mortgage £73,000 BTL Mortgage £38,0000 -
Woo hoo to being debt free Hunni and well done on being organised for Xmas I bet you feel like a huge weight is off your shoulders with no longer having to pay for your loan xx can't wait to get that feeling........maybe next year for me xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Thanks everyone. Just watching what interest is added and the last payment going in. i honestly thought would have been mid/end 2017 would have been debt free. The relief I feel is amazing and in time for my boys birthday
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I am going to continue diary and make goals for myself and my boy. After Florida will concentrate on house fund and mini holiday adventures for me and my boy xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
I received word from them they received my video and thank you, I felt cheeky in asking about the £25 amazon voucher they said I would get for doing the video but I did ask anyway and said its fine if I dont as so happy with winning anyway... did not want to sound cheeky xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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