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Need to get myself together: The beginning

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Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks have to been making myself just miserable and ill. Best doing this for myself :) and my boy. Focus on health and this debt lol :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    Yup focus on the important things in life, your boy & your health.

    Dxxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    Thanks have to been making myself just miserable and ill. Best doing this for myself :) and my boy. Focus on health and this debt lol :D xx

    People in your life shouldn't be making you ill so you've defo made the right choice in cutting them out xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks

    As my best mate says about it - best having few friends than a bunch of bad ones. Quality not quantity.

    Tomorrow is payday. though loan wont come out until maybe Friday or over weekend :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 4,064 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    As my best mate says about it - best having few friends than a bunch of bad ones. Quality not quantity.

    Definitely agree with this :D

    Payday tomorrow for me too, can't wait.

    Do you have a Puregym near you? That's the one I go to and it's really cheap compared to other gyms. I pay less than £20 a month, classes included :)
    Mortgage 26.4.25 - £108,500  1.10.25 - £104,960.46
    Mortgage overpayments so far - £876.94
    Debt 16.11.25 - £5160  27.11.25 - £5060 (1.9% paid)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    The one near me is 30 minutes away. Logically the one next to me is best and I can fit it round me and my son which would be a priority for us both. xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 4,064 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    The one near me is 30 minutes away. Logically the one next to me is best and I can fit it round me and my son which would be a priority for us both. xx

    Makes sense, no point in joining a cheaper gym if it's miles away x
    Mortgage 26.4.25 - £108,500  1.10.25 - £104,960.46
    Mortgage overpayments so far - £876.94
    Debt 16.11.25 - £5160  27.11.25 - £5060 (1.9% paid)
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    Yes pick your friends wisely :) Your bestie is right quality not quantity ... :)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Payday today finally!!! it has been missed. Will update when loan is out. transferred to savings though ... still short where i want to be but will see what i have end of month. If not drinking and going to be at the gym hopefully have some money left over... i hope :P

    28 days until payday :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Signing up for gym tonight £40 a month cheaper than I expected so putting a mini goal (inspiration by Miss T <3) to go in October at least 15 times out the month xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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