First state pension payment is understated

Elines

(I have searched this part of the forum and not found anything on this.)


For most people the first state pension payment will be understated, as only full weeks are taken into account when calculating the first payment.


For example in my case ....


aged 65 on 15 December 2014


weekly pension amount = £118.19


(Per DWP) first payment due for period 20 December 2014 - 9 January 2015 (ie NOT from 15 December 2014)


so first payment = £354.17 (= 3 x 118.19)


ie NO payment for period 15 December - 19 December = 5 days


so 5 x 118.19 = £84.42 underpaid
...........7


There seems to be nothing I can do about this as I have contacted DWP and they tell me that the dates of payment are determined by NI numbers.


Are people generally aware of this and IS there anything I can do to get my £84.17???

xylophone

https://www.gov.uk/state-pension/what-youll-get
Rules are as in above.

Elines

Thanks for taking the trouble to provide the link - even if it does confirm that HMG defrauds its pensioners:)

greenglide

It is not a "fraud" as the payday relation (the thing behind this) is applied to the date of death at the other end so you (used loosely!) may get up to 6 days "extra".

It is all about it being a weekly benefit from the days of order books, post offices etc.

However if you have been claiming certain benefits within a certain period (not sure what it is) you can be paid the "odd days".

The changes for the new Single Tier Pension actually mean that everyone will get paid the "odd days" at the start but the benefit will then end on the date of death rather the on the following payday.

All swings and roundabouts from the DWP point of view!

Elines

Yes - I can see the global point of view as seen by DWP - but, on balance:), I think I'd rather have the money when I am alive than going to my estate when I'm dead:)

xylophone

Yes - I can see the global point of view as seen by DWP - but, on balance, I think I'd rather have the money when I am alive than going to my estate when I'm dead

Now, now, don't be selfish! You know that cousin Harry twice removed is depending on the inheritance!:)

mgdavid

Elines wrote: »

Yes - I can see the global point of view as seen by DWP .......

Ah, so it's not fraud then....

Elines

mgdavid wrote: »

Ah, so it's not fraud then....

Mmmm .... don't think I quite said it wasn't fraud ie doing people out of what they are entitled to - because I think they are.


Anyway - as a resul.t of this thread, maybe others will know about it in advance - which I didn't

greenglide

Elines wrote: »

Mmmm .... don't think I quite said it wasn't fraud ie doing people out of what they are entitled to - because I think they are.

Anyway - as a resul.t of this thread, maybe others will know about it in advance - which I didn't

They are not doing people out of "what they are entitled to" as the date of entitlement has always been from the payday following the SPA date.

Like lots of things it is not widely known but I believe it is in the leaflets you get when claiming. It certainly isn't logical but that applies to many things in life. On the other hand - it only happens once.

mgdavid

greenglide wrote: »

They are not doing people out of "what they are entitled to" as the date of entitlement has always been from the payday following the SPA date.

Like lots of things it is not widely known but I believe it is in the leaflets you get when claiming. It certainly isn't logical but that applies to many things in life. On the other hand - it only happens once.

Yup, just another case of people not reading up on the Ts & Cs of a product they intend to use.

anmarj

Always been that way, the only way you get a part week payment is by being on certain means tested benefits.