Moving ISAs from Fidelity to Charles Stanley Direct

puk999

I'm with Fidelity (via Cavendish Online) paying 0.25% platform fee. Am quite interested in the Vanguard life strategy range. Fidelity don't appear to do much Vanguard stuff and certainly nothing LifeStrategy.

I see Charles Stanley Direct also charge 0.25% and have the LifeStrategy range available.

Fidelity have no hidden charges. CSD have no annual charge that I can see and only a £10/holding exit charge so I wouldn't feel trapped at CSD.

An advantage at CSD would be the possibility to trade in individual securities within the ISA. I don't plan to but it always irked me that Fidelity was funds only (ok, not strictly true as Fidelity offers a shares ISA backed by Charles Stanley but then you can't deal in funds in the same tax year AIUI).

Can anyone comment on the range of funds available at CSD vs that of FundsNetwork? Is CSD "backed" by a separate fund supermarket that I can investigate in the same way that Fidelity and Cavendish Online can be thought of as "windows" into the FundsNetwork fund supermarket?

Is there anything else I should consider before moving?

EDIT: I'm interested in moving my SIPP from Fidelity to CSD too. Got a bit confused on the langcat table for the CSD percentages. They've got to be wrong, surely? The CSD website implies it's 0.25% or less. CSD have a few ad hoc SIPP charges but nothing that prohibitive IMO. There is a £100 annual charge (I guess that makes the percentages in the langcat table correct?). My SIPP value is currently £60k and Fidelity charge 0.35% which is £210. CSD will be 0.25% + £100 which is £250 or 0.41%, right? I don't mind paying 6bp more if it means I can get the funds I want, plus I'll be contributing to the SIPP and closing that margin down.