We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Halifax 20m 0% purchases for Halifax Clarity holder

StinkyMonkey
Posts: 150 Forumite

in Credit cards
Hello
I already hold a Halifax Clarity credit card with a quite large credit limit of which I typically use very little each month (the highest spending ever was up to ca. 30% of the limit), as I tend to use it when travelling abroad.
I am interested in getting the Halifax 20month 0% purchases card. How could my owndership of thr Clarity card affect any new application I made?
- Would they perhaps reject me because I already have a credit card with them?
- Would they offer me a small credit limit only as they have already given a large one for the Clarity one, which I do not really use?
Thank you for any advice or views.
I already hold a Halifax Clarity credit card with a quite large credit limit of which I typically use very little each month (the highest spending ever was up to ca. 30% of the limit), as I tend to use it when travelling abroad.
I am interested in getting the Halifax 20month 0% purchases card. How could my owndership of thr Clarity card affect any new application I made?
- Would they perhaps reject me because I already have a credit card with them?
- Would they offer me a small credit limit only as they have already given a large one for the Clarity one, which I do not really use?
Thank you for any advice or views.
0
Comments
-
5th bullet point in the app (that you have to agree to to proceed) reads
I do not have an existing Halifax credit card.
So I wouldn't hold out too much hope of being accepted.0 -
crispy_chris wrote: »5th bullet point in the app (that you have to agree to to proceed) reads
I do not have an existing Halifax credit card.
So I wouldn't hold out too much hope of being accepted.
You are correct and it was indeed very easy to find out - I guess I took a lazy approach. Thank you very much0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards