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Halifax 20m 0% purchases for Halifax Clarity holder
StinkyMonkey
Posts: 150 Forumite
in Credit cards
Hello
I already hold a Halifax Clarity credit card with a quite large credit limit of which I typically use very little each month (the highest spending ever was up to ca. 30% of the limit), as I tend to use it when travelling abroad.
I am interested in getting the Halifax 20month 0% purchases card. How could my owndership of thr Clarity card affect any new application I made?
- Would they perhaps reject me because I already have a credit card with them?
- Would they offer me a small credit limit only as they have already given a large one for the Clarity one, which I do not really use?
Thank you for any advice or views.
I already hold a Halifax Clarity credit card with a quite large credit limit of which I typically use very little each month (the highest spending ever was up to ca. 30% of the limit), as I tend to use it when travelling abroad.
I am interested in getting the Halifax 20month 0% purchases card. How could my owndership of thr Clarity card affect any new application I made?
- Would they perhaps reject me because I already have a credit card with them?
- Would they offer me a small credit limit only as they have already given a large one for the Clarity one, which I do not really use?
Thank you for any advice or views.
0
Comments
-
5th bullet point in the app (that you have to agree to to proceed) reads
I do not have an existing Halifax credit card.
So I wouldn't hold out too much hope of being accepted.0 -
crispy_chris wrote: »5th bullet point in the app (that you have to agree to to proceed) reads
I do not have an existing Halifax credit card.
So I wouldn't hold out too much hope of being accepted.
You are correct and it was indeed very easy to find out - I guess I took a lazy approach. Thank you very much0
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