Bank account

relaxsoon

Hi all ,

hope you can help ,

i tryed to open a co op account which i applied for but i received a letter which refused me for this account ??? what account can i get?

chimaera_2

Hi,

I also got turn down for the Co-op account.

But had no problems with getting a Nationwide Flex account, which i applied for online. Also by applying online it gives a instant status of success.

Hope that is of help,

Chimaera

philnicandamy

Some confusion in past posts about co-op....did you mention your bankrupcy? the odd occasion they seem to think your applying for a standard account debit card cheque book etc

i'd ring and speak to someone for clarification

Phil

LEE69_2

See the sticky thread about nationwide

http://forums.moneysavingexpert.com/showthread.html?t=474254

relaxsoon

i went into the bank .
i told the man i was bankrupt and he went silent ,
then i got the refusal letter . so it looks like i cant get a flexi account at nationwide too ??

I dont understand the coop account one ?
i have written a letter to complain .

any other help would be good i need a bank card ASAP

Toomuchdebt

I'm surprised about Nationwide..have you tried barclays or Abbey but asked for the basic account?

debtfree27thmay

I applied to Co-op for a joint basic acct for myself and dh. we were turned down and I wrote a "nice" letter of complaint explaining that I was a discharged bankrupt and that i had recently gone back to work to try to build a better future for myself and family etc, i also acknowledged i had made a mistake previously with spending but that i was trying to rectify it now. Anyway about a week later, both myself and dh received visa electron cards in the post from Co-op! I phoned to check that we did have an acct etc and the lady on the phone couldn't be more helpful!:money:

fermi

relaxsoon wrote: »

so it looks like i cant get a flexi account at nationwide too ??

Nationwide accounts may still be available. Try applying online at:

http://www.nationwide.co.uk/current_account/apply.htm

When I applied for mine there was a box to tick to say that you were bankrupt, and applying online will normally give an immediate decision.

relaxsoon

Hi ,

i have done the accout online and now it says

Submitted for processing

so what does that mean ? do i get this or not ??

i need to set up a account to work or i cannot be payed ??

this is getting really stressfull now

rog2

relaxsoon wrote: »

Hi ,

i have done the accout online and now it says

Submitted for processing

so what does that mean ? do i get this or not ??

i need to set up a account to work or i cannot be payed ??

this is getting really stressfull now

It means that Nationwide is processing your details and it could take a few days before they confirm that you have been accepted.

As regards your wages, is it possible to ask your employer to pay you either in cash, or by cheque, this month? Failing that, can you get paid into the account of a family member, or trusted friend, until you have had your account confirmed?

relaxsoon

Yes maybe .
i need a card to pay direct debits etc .
its hard to buy alot of things with out one these days

Thanks