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Castles in the Sky - making reality out of the dream

24

Comments

  • Hope you're feeling a bit better today.
    I've never though about it before, but me being stuck at home most of the time means that I have very few spendy days! There's always a silver line somewhere!?
    Old Mortgage: [STRIKE]2009:£78500 2010:£76951.71 2011:£74414.49 2012:£71961.35 2013:£67813.54 2014:£64375.16 Current: £55,480.27[/STRIKE]

    New Mortgage: 2016: £92795 Current: £
    87999.99
  • TimmySaver wrote: »
    Hope you're feeling a bit better today.
    I've never though about it before, but me being stuck at home most of the time means that I have very few spendy days! There's always a silver line somewhere!?

    There are plus side to being at home; it just takes time for us to appreciate them and look towards the opportunities that become available to us - and you have to take those silver linings where you can find them x

    Well today has been a meeh day - I now have 9 jars of Christmas Chutney - so that is my silver lining :cool:

    Went to the cinema today sat down and did not even see the credits before I walked out cause my head could take no more :rotfl:

    Blooming good job I have an unlimited card :o - well plenty of painkillers and a long "nana nap" later I feel much better.

    At least I remembered to fill my spending diary in - £4.30 for a coffee and a drink for me and a friend. This diary is really highlighting how many coffees I actually do have over the course of a month - dreading adding the total up at the end of this month :eek: - at least I know one area where I will be cutting down lol
    Mortgage Owed: Sept 14 - £107398.20
  • I agree regarding silver linings. I was always quite positive before, but since becoming ill, I'm even more so - even though a lot of the time I don't have the energy to look it!!

    I've not heard of Christmas chutney - what's in it?

    Oh no - which film did you attempt?

    Glad that you're feeling a bit better.

    I guess the thing with the coffees is balancing mortgage overpayments with still having fun. I don't know how much coffee costs, because I don't drink it, but wondered if every now and then you could switch it for something a bit cheaper? (Probably a rubbish idea - I don't get out much!!) :rotfl:
    Old Mortgage: [STRIKE]2009:£78500 2010:£76951.71 2011:£74414.49 2012:£71961.35 2013:£67813.54 2014:£64375.16 Current: £55,480.27[/STRIKE]

    New Mortgage: 2016: £92795 Current: £
    87999.99
  • Christmas chutney ingredients;

    1.5 kg courgettes
    8 apples chopped
    4 onions chopped
    2 tsp ground ginger
    6 cloves
    2 tsp cinnamon
    500 g sugar
    500 ml vinegar

    and link to recipe;
    http://mortgagefreeinthree.com/2014/09/slowcooker-christmas-spiced-chutney/

    I went to see Riot Club - and may get to watch it at some point lol

    I will have to sort my coffee habit out at some point - good job this month is a monitoring exercise :rotfl:

    My silver lining of the day; - spent lots of time with my two hounds :cool:
    Mortgage Owed: Sept 14 - £107398.20
  • tylersbabe
    tylersbabe Posts: 309 Forumite
    edited 25 September 2014 at 6:05PM
    Meeh - I hate the post nothing nice ever comes to my door :o

    Lots of work related stuff arrived this morning it has been expected but unsettling nevertheless

    Hey ho the situation at work will be sorted once and for all at least; no matter what the outcome is :cool:


    Silver lining of the day; mum bought me a bottle of wine and the bake off is on tonight - spends diary has been completed - and no panic attack after delivery of post - (well maybe a small meltdown on the phone but we won't count that :rotfl:)

    So lots of positives today really - hope everyone else has a lovely day x
    Mortgage Owed: Sept 14 - £107398.20
  • Thanks for the recipe. I'll pass it on to DW when she's past the worst of the pregnancy sickness!

    I know what you mean about the post. We do postal surveys, so we do get some stamps and vouchers for what comes through our doors - something is better than nothing! The stamps come in quite handy when selling things online.

    I wish someone would bring me a bottle of wine!

    Hope you're having a good day.
    Old Mortgage: [STRIKE]2009:£78500 2010:£76951.71 2011:£74414.49 2012:£71961.35 2013:£67813.54 2014:£64375.16 Current: £55,480.27[/STRIKE]

    New Mortgage: 2016: £92795 Current: £
    87999.99
  • Wirenth
    Wirenth Posts: 899 Forumite
    Hi tylersbabe, hope you are feeling better after your cold and that the weekend has finally arrived. :j I second keeping that spreadsheet of where all your money is going. Mine has a 'purse' column, as well as the bank accounts with all the lists of debits going out. It makes it a little easier to predict when a tough month is on the horizon. The advance notice kind of makes it easier to put a plan in place before spendy month arrives. :eek:

    That said - enjoy the coffees. :) Saving and MFWing doesn't have to be all about pain!:D
    Good, clean fun.... :D
    MFW #11 2015 £7657 / £8880
  • Thanks Wirenth - interestingly yesterday I started just what you have suggested - well when I say started; tried to sort a spread sheet - got very confused - had :eek: moment as not sure where to put/sort everything as it looks much more scary when you attempt to write it down for the first time - and am going to continue working on it. Honestly at my "ahem" age you would think that I would have sussed this long before now :D

    Today I have made a mince meat pie and a vegetable lasagna - that gives me enough meals to get through to pay day without spending anything on food. This is good for me as normally no matter what I have in I would just have to pop to the shops for something :o

    Recipes from frugal queen as follows;

    http://www.frugalqueen.co.uk/2014/09/humble-food-that-can-make-difference.html

    http://www.frugalqueen.co.uk/2014/09/gluten-free-mince-and-potato-pie.html

    Silver Lining of the day; I made edible gluten free pastry - a first for me - chuffed does not even begin to describe how I feel about this. As my last attempt was inedible; even mum said it was nice I may have even done a little victory dance :rotfl:
    Mortgage Owed: Sept 14 - £107398.20
  • Wirenth
    Wirenth Posts: 899 Forumite
    And everyone's spreadsheet habits are different - you'll find one that works for you.

    Recipes - have you taken a look at the Old Style board on here?
    Good, clean fun.... :D
    MFW #11 2015 £7657 / £8880
  • Wirenth wrote: »
    And everyone's spreadsheet habits are different - you'll find one that works for you.

    Recipes - have you taken a look at the Old Style board on here?


    When I very first joined I used to be on there all of the time reading and using some of the fantastic ideas and recipes - but somehow over the years I stopped cooking and started buying convenience foods.

    So I am going to make that my weekend job - alongside menu planning and then following the plan instead of the normal; "Oh but I am tired and cannot be bothered" so I will just quickly pop into this shop and spend lots of money and sandwiches and crisps :o

    Might as well get into practice so when I actually start working again I have no excuses - batch baking here I come :D
    Mortgage Owed: Sept 14 - £107398.20
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