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Defaults
Kazza169_2
Posts: 8 Forumite
Hi, I'm after some help. Myself and my husband are applying for a mortgage, I have a couple of defaults that are over 4yrs old and 1 that is nearly 4yrs old my husbands credit history is clear.
When we originally did the application they were fine with my history but we had to put things on hold as the house we wanted took longer to become available than 1st thought. So today we went back and got declined because of a default within 3yrs but I've checked both our files and there's nothing within that time frame!
Am so confused, could it be my older defaults stopping us?
When we originally did the application they were fine with my history but we had to put things on hold as the house we wanted took longer to become available than 1st thought. So today we went back and got declined because of a default within 3yrs but I've checked both our files and there's nothing within that time frame!
Am so confused, could it be my older defaults stopping us?
0
Comments
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When were the defaults settled?0
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No I'm still paying them off0
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Have you checked experian, equifax and call credit?
Might be on one not the others.:beer:0 -
No I've just checked experian as I didn't know they were all different! Will have a look at the others too.0
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