Help - non EU couple living in the UK need car insurance

AdrianC

zappahey wrote: »

Since you don't know the circumstances, you're being rather presumptuous there.

I'm more than happy to be proved wrong. So please, feel free to expand a bit and explain under what circumstances a US policy could be transferred to, and legally cover, a UK-reg car?

Iceweasel

I would also recommend a discussion with Stuart Collins.

They at least know which countries UK insurance is valid in.

I had a discussion with one company regards another matter and they had quite frankly no idea of which countries were actually in the EU and which were signatories to the MIB.

There is a lot of rubbish talked about foreign driving licences being used in the UK and how folks must apply for a UK licence.

Far too many generalizations which seems to focus on someone coming to the UK permanently which we don't know is the case or not here.

A lot depends on people being resident in the UK - and that is not always clear cut. If someone leaves the UK for even a short time the clock is reset as far as the length of their 'visit' is concerned.

Foreign students and others who come to study/work in the UK for a 'year' are often only in the UK for 10 to 11 months in reality.

The OP's post is not clear - the thread heading says non-EU couple and then later the OP says that they are EU citizens.

The only thing that is clear is they have Moldovan driving licences and they have a UK registered car which they need insurance for.

Their status in the UK is quite relevant in this instance regards licences but not insurance.

zappahey

AdrianC wrote: »

I'm more than happy to be proved wrong. So please, feel free to expand a bit and explain under what circumstances a US policy could be transferred to, and legally cover, a UK-reg car?

US forces posted to the UK can buy insurance from their US insurer that meets UK requirements.

GwylimT

AdrianC wrote: »

A US insurer wouldn't meet UK RTA requirements, so would be somewhere around chocolate teapot for a UK-reg car.

Yes a standard US policy wouldn't which is quite obvious, but of course when you move out of country your policy is somewhat different. Her so called chocolate teapot insurance was more than adequate when it was hit on the M25.