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name not on credit bureau

hi


we want to change our credit card to a 0% interest but my wife put here details in and message says not on credit bureau, what does this mean and how can she get on it?
thanks

Comments

  • SuperHan
    SuperHan Posts: 2,269 Forumite
    Part of the Furniture 1,000 Posts
    Sorry, how did you get this message? As in on what website?

    Credit bureau is an American term, so it's unusual you would be told this from a UK credit card company?
  • it was on this website when you do the check on your credit history for applying for a transfer
  • SuperHan
    SuperHan Posts: 2,269 Forumite
    Part of the Furniture 1,000 Posts
    Peculiar.

    Is your wife on the electoral role? As this may be why the website can't find her...
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    do you mean she was applying for a credit card?
  • yes on electoral roll and she has a credit card and applying to transfer
  • SuperHan
    SuperHan Posts: 2,269 Forumite
    Part of the Furniture 1,000 Posts
    CLAPTON wrote: »
    do you mean she was applying for a credit card?

    I think the OP did this:

    https://creditcards.moneysavingexpert.com/?travel


    When I put in some made up details, I got the same error message.
  • Tixy
    Tixy Posts: 31,455 Forumite
    Sounds like the checker is having some issues identifying your wife. The search principally looks at your call credit file.

    Has she recently moved house?
    Does she have any accounts registered at a different address. Does she have much existing credit history?

    Has she ever tried to obtain her credit file from callcredit aka noddle?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Follow these steps:
    Contact all 3 credit bureaus with your updated information.
    Write a letter.
    Get your credit report.
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