We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Worth getting when you don't need it?

CBU2004
Posts: 121 Forumite
in Credit cards
So I started with a Vanquis card a few year back, then applied for ASDA cashback CC and got it, had it few years now, got way more than enough credit, love the cashback, pay off balance each month.
So pretty set with CC's I guess.
I ask however, because since I got my credit up, got a few store cards, some accounts with things like ACE and ShopDirect etc... I keep getting offers left, right and center through the post.
I get them mainly from Barclays offering a CC - should I just apply because, it's worth having an extra one right? Also they would stop sending letters lol.
I know I will never use it unless it's an emergency...
What you guys think?
Can it only help my credit to have more cards? Will it hurt it in any way?
Cheers
So pretty set with CC's I guess.
I ask however, because since I got my credit up, got a few store cards, some accounts with things like ACE and ShopDirect etc... I keep getting offers left, right and center through the post.
I get them mainly from Barclays offering a CC - should I just apply because, it's worth having an extra one right? Also they would stop sending letters lol.
I know I will never use it unless it's an emergency...
What you guys think?
Can it only help my credit to have more cards? Will it hurt it in any way?
Cheers
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards