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Shared house holder benefits
cyclonebri1
Posts: 12,827 Forumite
Just trying to help out a close family member here.
He lives in a bungalow jointly owned by me and him. No mortgage.
It was left to us. The agreement was he could live in it for 1/2 rent for as long as needed. Pays me £220 per month in half rent
He is now in a spot of difficulty. He is on ESA and in the support group. Savings are under the min threshold I think if that matters.
He does get a private pension of around £210 per month.
Can he claim anything against the rent or do I have to give that up to help him out? I'm unsure due to the family involvement.
I don't see any possibility of him working again.
He lives in a bungalow jointly owned by me and him. No mortgage.
It was left to us. The agreement was he could live in it for 1/2 rent for as long as needed. Pays me £220 per month in half rent
He is now in a spot of difficulty. He is on ESA and in the support group. Savings are under the min threshold I think if that matters.
He does get a private pension of around £210 per month.
Can he claim anything against the rent or do I have to give that up to help him out? I'm unsure due to the family involvement.
I don't see any possibility of him working again.
I like the thanks button, but ,please, an I agree button.
Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)
Always expect the unexpected:eek:and then you won't be dissapointed
Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)
Always expect the unexpected:eek:and then you won't be dissapointed
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Comments
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cyclonebri1 wrote: »Just trying to help out a close family member here.
He lives in a bungalow jointly owned by me and him. No mortgage.
It was left to us. The agreement was he could live in it for 1/2 rent for as long as needed. Pays me £220 per month in half rent
He is now in a spot of difficulty. He is on ESA and in the support group. Savings are under the min threshold I think if that matters.
He does get a private pension of around £210 per month.
Can he claim anything against the rent or do I have to give that up to help him out? I'm unsure due to the family involvement.
I don't see any possibility of him working again.
Why are you charging him rent if you jointly own the property? Are you paying him rent? I'm no expert but as an owner of the property he would not be able to claim housing benefit on it."You've been reading SOS when it's just your clock reading 5:05 "0 -
Housing benefit is solely for tenants. As he's a joint owner, there is no liability (from a HB perspective) to pay rent, so no entitlement to HB. Yes, having a landlord who is a close relative can be an issue but still HB can be payable. However, from a HB perspective your relationship is irrelevant. He is an owner, so he won't get any HB.
Support for Mortgage Interest is the main way the state supports distressed home owners on certain types of benefits. However, as there is no mortgage, there is no entitlement to this scheme.
He can double check his benefit entitlements on the Turn2us online benefit checker. If he has mobility or care needs, he can look into claiming PIP - see the Direct Gov website for how this works.
However, apart from the possibility of PIP and council tax discount, the solution to your problem lies in the personal and domestic sphere - such as selling up the property, him agreeing to a lodger to help contribute towards the expenses, you writing off the 'rent' that is owed and so forth.
How old is he?0 -
cyclonebri1 wrote: »Just trying to help out a close family member here.
He lives in a bungalow jointly owned by me and him. No mortgage.
It was left to us. The agreement was he could live in it for 1/2 rent for as long as needed. Pays me £220 per month in half rent
He is now in a spot of difficulty. He is on ESA and in the support group. Savings are under the min threshold I think if that matters.
He does get a private pension of around £210 per month.
Can he claim anything against the rent or do I have to give that up to help him out? I'm unsure due to the family involvement.
I don't see any possibility of him working again.
Is he eligible for Personal Independence Payment? Google to find out details.
Has he applied for council tax reduction? He should be getting at least the 25% discount as a single person.0 -
What is the rent for? Are you declaring this to the taxman and paying tax on it?0
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[QUOTE=BigAunty;66478856]Housing benefit is solely for tenants. As he's a joint owner, there is no liability (from a HB perspective) to pay rent, so no entitlement to HB. Yes, having a landlord who is a close relative can be an issue but still HB can be payable. However, from a HB perspective your relationship is irrelevant. He is an owner, so he won't get any HB.
Support for Mortgage Interest is the main way the state supports distressed home owners on certain types of benefits. However, as there is no mortgage, there is no entitlement to this scheme.
He can double check his benefit entitlements on the Turn2us online benefit checker. If he has mobility or care needs, he can look into claiming PIP - see the Direct Gov website for how this works.
However, apart from the possibility of PIP and council tax discount, the solution to your problem lies in the personal and domestic sphere - such as selling up the property, him agreeing to a lodger to help contribute towards the expenses, you writing off the 'rent' that is owed and so forth.
How old is he?[/QUOTE]
All I needed, to know, thanksI like the thanks button, but ,please, an I agree button.
Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)
Always expect the unexpected:eek:and then you won't be dissapointed0 -
sammyjammy wrote: »Why are you charging him rent if you jointly own the property? Are you paying him rent? I'm no expert but as an owner of the property he would not be able to claim housing benefit on it.
Terms of a will, he pays rent on the 1/2 of the house he doesn't own.
Should I pay him rent for a house I don't live in, maybe that's what distracted you.?I like the thanks button, but ,please, an I agree button.
Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)
Always expect the unexpected:eek:and then you won't be dissapointed0 -
pmlindyloo wrote: »Is he eligible for Personal Independence Payment? Google to find out details.
Has he applied for council tax reduction? He should be getting at least the 25% discount as a single person.
Yes, he gets that,
Re PIP, I think I may have to help him look at that soon.I like the thanks button, but ,please, an I agree button.
Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)
Always expect the unexpected:eek:and then you won't be dissapointed0 -
What is the rent for? Are you declaring this to the taxman and paying tax on it?
Declared but still under the tax threshold.
see other post
Thanks for those that tried to help, it's welcome:T:TI like the thanks button, but ,please, an I agree button.
Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)
Always expect the unexpected:eek:and then you won't be dissapointed0 -
cyclonebri1 wrote: »Declared but still under the tax threshold.
see other post
Thanks for those that tried to help, it's welcome:T:T
What tax threshold?
I'm just checking that you aren't referring to the Rent A Room scheme - that tax free sum is only applicable to live in landlords.
Be aware of the impact of potential capital gains tax if you sell up. The HMRC website has a guide to help you calculate this or the forum members on the housing forum.0 -
cyclonebri1 wrote: »Terms of a will, he pays rent on the 1/2 of the house he doesn't own.
Should I pay him rent for a house I don't live in, maybe that's what distracted you.?
If he's a part owner - and action could be taken by the other owner to evict or take posession in other ways if rent was not paid - there may be a liability - in some circumstances I'dhave thought - leading to possibility of HB.
You can apply and see what happens - accurately stating all the circumstances.0
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