Ar rejected blacklisted for life

patman99

Ah, so you still owe on the 3 accounts ?. Your postings can be a bit hard to understand at times.

So the situation is -

3 accounts brought up to date as of 2011 and now paying as normal
1 account being brought up to date as of 24 Sept.
2 accounts in arrears.

Is this correct ?.

dumpyboy

patman99 wrote: »

Ah, so you still owe on the 3 accounts ?. Your postings can be a bit hard to understand at times.

So the situation is -

3 accounts brought up to date as of 2011 and now paying as normal
1 account being brought up to date as of 24 Sept.
2 accounts in arrears.

Is this correct ?.

No

3 accounts returned to normal in 2010 I settled in July 2011 one in dec 2011 one in nov 2013 all returned to normal terms and payments interest with arrangement maker ar displaying in the months in green for monthly status from feb 2008 to July 2010 numbers from 1 to 6 for dec 2007 to march 2008 on one

6 accounts were defaulted from dec 2007 to sept 2008 4 paid of between 2009 and now final payment on one 24 th of September this year one still paying had no contact no offer of settlement no demand for higher payment since payment plan was put in place in 2008 on other all these have left my credit as over 6 years old

1 is arrangement refused to return to return to normal in 2010 when dm stopped this one has arrangement in headline status payments not being made to contractual agreement monthly staus red ar or 6 for the last 6 years this had the larges balance 22000 in 2007 and is slowest to pay been sold defaults placed removed bought back to the original credit had every adverse thing reported on it annoy I am paying 3 times the contractual minimum payment but still mark for paying short as I defaulted on the payments in 2007 they can report the payments are not being made as per terms for up to 20 years

It seems to me they are useing red ar for pushement as they last a lot longer then a default which go after six years

Hope this helps please do not slagg me off for the way it s written

patman99

I'm not slagging you off for the way you write.
At a guess, I would say your first language is not English. This is not an issue to me.

I work with 3 Eastern Europeans and 3 Italians and I can have a job understanding them at times (and they me).

dumpyboy

No English born and bred just had a lot of grief over how I wrote the events

dumpyboy

Today the final ombudsman ruling came rejecting my complanet meaning blacklisting for a lifetime they say I entered in to a 14 year arrangement it must be displayed as this have not gone down the road of sub prime high interest rate threw more money at the debt now thinking that's wrong thinking stop paying save all the money so in six months defaulted sold paided 80 per cent to show satisfied gone in 2021 or do I carry on and hope I can get the accounts removed in 2026 will 18 year old ar makers still blacklist you in 2026

ViolaLass

Has punctuation been rationed? Your posts are very difficult to understand.

dumpyboy

Thought I post this on this thread , today received a letter to say legal action will commence as I have broken the terms of my repayment plan , I phoned them and asked how ? They said they have not received a payment since the 24 th sept 2014 ! I said yes that's Wright what do you think I should have paided ? she said 56 pound, I asked her why ? She said I had an agreement to pay that a month from jul 2008 to July 2020 I asked her what was the balance was she said zero , so asked her why are you asking for money she said again I have broken the terms of my agreement ,asked to speak to a manger said not possible would get a call back in 48 working hours . What a total joke this lot are will the nightmare ever end

dumpyboy

Had a call back offered as a gesture of good will to mark the account as satsified, I said it should be closed and shown as settled ,told me this do not represent that I brook terms and conditions