Insurance?

kingfisherblue

HOWMUCH wrote: »

My Grandchild is taught you look with your eyes and not with your hands. This was the same rule for his mum and his uncle.

I was taught this, and so I have taught my own children. However, I was referring to children with disabilities that include behavioural difficulties, and children with epilepsy. I wasn't talking about kids who haven't been taught to look and not touch. Nor was I saying that parents wouldn't or shouldn't pay. In fact, if parents chose to take out insurance in case their child had a seizure or a meltdown, then in most cases they would be paying premiums without having to claim.


I know a parent of a child with autism. She cannot avoid taking her daughter to the shops with her sometimes, but has to gauge the times that her daughter is least likely to become distressed. Mostly everything is fine, but if her daughter sees someone crying, or if someone shouts, then the child can have an emotional meltdown, causing her to run from the noise in an uncontrollable fashion. Unfortunately for some children, they cannot control themselves in some situations. Having said that, she is fine in shops most of the time.



This parent was interested in paying for insurance as a 'just in case', not because she believes that she shouldn't pay, or because she hasn't taught her child not to touch. She is aware that her daughter has a strong reaction to certain things, and that these things (such as a baby crying) cannot always be avoided. It is a case of planning for potential problems, not being a poor or inattentive parent.