Am I liable to pay my ex boyfriends credit card...

Tixy

He alone is legally responsible for payment of his credit card debt.

Whether you personally owe your boyfriend money would depend on any agreement you made with him.

What agreements did you make with him if any? In terms of his chance of being successful in court of proving a debt - have you written anything to him/his parents by letter / text / email / social meda etc that would suggest that you agreed you owe him money?
Or anything about repayments you have made so far? E.g. have you ever written something like "I've paid what I believe I owe" to them?

How are they harrasing you? in person? by phone or what?

submarine76

If the credit agreement is in his name, then that's his problem now. You have done the decent thing in paying what you feel responsible for, and in his position he can only take that as a bonus. As far as court goes I would think it's a threat that they can't follow through, I wouldn't be losing any sleep over it, as Tixy said as long as you have given him nothing in writing admitting liability.

shoe*diva79

The answer is the same, you are not liable to pay his CC debt.

happy_bunny_2

Tell them to go away, not your problem.

HB

Piggy10

I know this is a pretty old post but I couldnt resist leaving a comment as I've been in a similar situation myself in the past.

First of all , I hope that the situation has bettered itself now and they're no longer hassling you.

If the credit agreement is all in your ex's name then they dont have a leg to stand on in their bid to harass you for money!

I sought legal advice when I split up from my ex partner. I found myself in a very similar situation. When we split , he went on a crazed spending spree with his credit card and his Mum thought it was a wise decision to try and recuperate some of the costs from me and started sending me emails and letters demanding money , claiming that the card was used to cover living expenses whilst we lived together and I was liable to pay half of the balance.

When I sought legal advise , the solicitor stated that as long as I'd put nothing in writing to them agreeing to pay them in any way , they did not have a leg to stand on and it would never stand in court.

Also , if a payment is made on a credit card that is believed to be fradulent or un authorised , the card holder has 90 days to take it up with the card provider. If they havent queried any of the payments this will also go against them.

Also , the fact that your ex's mother has cleared the balance is almost an admission in itself that its her childs debt.

The fact that you've paid some money towards it too as a gesture of good will , will also look good in your favour.

I wouldnt even entertain threats from these peope , if it continues , seek your own legal advice.

Best Wishes