Spanish Hospital Bill

Insurancemug

Hi there, is there any way I can delay paying a Spanish hospital bill which my insurance company has denied? I have appealed but this can take up to 8 wks and the hospital wants their money within 10 days
Cheers

NeverInDebt

Op already posted this yesterday and got replies

https://forums.moneysavingexpert.com/discussion/5055410

huckster

Insurancemug wrote: »

Hi there, is there any way I can delay paying a Spanish hospital bill which my insurance company has denied? I have appealed but this can take up to 8 wks and the hospital wants their money within 10 days
Cheers

Well they can ask for payment within this time, but if you don't have the money, all you can do is offer repayment over a period. The UK foreign & commonwealth office do get involved in helping people agree repayment plans with foreign hospitals, but they will tell you to offer a repayment plan first.

Suggest that you make an initial payment of what you can afford and in a letter with the payment, detail what future payments you intend to make. Advise them that you are in dispute with the Travel Insurers and don't have the income/savings to pay the hospital bill, other than over a period of time.

The hospital should accept your plan, without any penalities being applied.

Insurancemug

Thank you huckster, appreciate your advice, you're the only one got back to me about the hospital bill!

zaax

Did you use your EHIC card?

McKneff

Insurancemug wrote: »

Thank you huckster, appreciate your advice, you're the only one got back to me about the hospital bill!

No he isn't, you posted the same thing yesterday and got a lot of replies.????

Insurancemug

McKneff, If you take the time to read the replies I got, which I am grateful for,you will find that at the time, Huckster was in fact the only one who replied regarding the hospital bill. Zaax, I was taken by ambulance to a hospital which I only found out on arrival was private, so although I had my EHIC card, it is not accepted in any private hospitals.

badmark

My son has recently moved to Spain to teach English, but I am finding it difficult to find insurance for him ie not on holiday, not in a gap year, he does have his health card but getting a bit worried after reading this!

huckster

badmark wrote: »

My son has recently moved to Spain to teach English, but I am finding it difficult to find insurance for him ie not on holiday, not in a gap year, he does have his health card but getting a bit worried after reading this!

It is quite straightforward. He registers himself as living and working in Spain with the local authorities there. He then can access local health services and be treated like a local. It does mean getting various forms to complete and providing evidence of identity, residence, employment etc.

https://www.gov.uk/residency-requirements-in-spain

If he wants private healthcare cover, he can arrange this in Spain through an Insurers there. Or Google private healthcare Spain.

He is not on a gap year or travelling as such, so a Travel Insurance is not really relevant.

badmark

Sorry for very very late reply, but wanted to thank you for all the info ...M