Balance transfer between partners

Miss_cautious

Hi, likes my others I'm a newby to the credit card world..I have no credit cards and my only debts are two interest free pay monthly purchases..my husband on the other hand has three credit cards, one of which he is now paying a massive amount of interest on.
I've read about balance transfers through the mse email but he's been refused another card so can't do that.

My question is, if I were to apply for a credit card, could his balance be transferred to it? Thus avoiding the horrid interest charges?
And also, would this affect my credit checks for future eg when applying for mortgages etc?

Apologies for such a long winded query, any help/ guidance would be hugely appreciated x

Nasqueron

I got a Barclays balance transfer card and to transfer the balance from another card just needed the card number and total, nothing to stop you doing another person's card. Indeed, Barclays say you can do this though caution you that the debt becomes your responsibility if you do this e.g. if you split up you have to pay

You should be fine to get a card - use the MSE soft search tool to check which is better but remember things like being on the electoral roll and at a fixed address for a decent time will help even if you have no credit cards now but lack of financial behaviour may mean you get a lower credit limit and the transfer will probably be capped at 90% of the limit but should still help you save interest payments. Make sure you set up a direct debit for the minimum payment each month to ensure you don't lose the interest free period.

Being financially responsible and keeping up payments will help you in the future as it'll show you are a good risk for the mortgage just remember to have funds to pay off the card at the end of the 0% period