No buildings regs for roof, would you complete?

Thrugelmir

Now, we had a home buyers report to be extra cautious which flagged up all is well - though the roof has been replaced at some point (1900s property) and a note was put forward for the solicitor to ensure docs are obtained for this. This was also flagged in our valuation.

My question would be why was it flagged up. Something was noted during the inspection that should be followed up in detail.

LLizz

Some cracking advice here which has helped us to understand things far better.

To answer a few questions -

Basically the first we heard about the roof was on our home buyers report which I don't have to hand but says something like 'roof has pitched timber framed structure and has been covered with replacement concrete tiles. A sarking felt lining is in place beneath the covering' then goes on to say there are no serious defects to the roof he can see from ground level besides cracked tiles and general weathering/moss. States 'see notes for solicitor' and asks that the solicitor obtain buildings regs for roof...
On the section relating to inside the roof, our surveyor reported reported that full access could not be gained into the roof due to the family using the area below for storage.

The mortgage lenders in their valuation also ask for the same documents to be obtained or an indemnity policy to be sought.

We are thinking of contacting the surveyor again for his opinion and also getting out a local roofer to take a look up/in there for us. This will drag out out the already seemingly endless process of buying a property and will. Not please the sellers one bit, but I guess that's the best way to go??

And yes, all the indemnity covers is if the LA seeks legal action against us. But we have read that some policies can invalidate our buildings insurance??

Thrugelmir

LLizz wrote: »

Not please the sellers one bit, but I guess that's the best way to go??

How convenient though.

our surveyor reported reported that full access could not be gained into the roof due to the family using the area below for storage.

One wonders.

phill99

You would be wise to soeak to Building Control. I have a feeling that roof tile replacemant doesn't require building control approval. Strengthening roof timbers does. If its only tile replacement its beyond the scope. This is where solicitors show their igorance and stupidity.

If it was pre 1997 its academic any way.

Also, OP have you exchanged contracts yet? If you have, your question about whether to complete is irrelevant as you have no choice but to complete. This should have been dealt with prior to exchange.

Thrugelmir

phill99 wrote: »

This is where solicitors show their igorance and stupidity.

Solicitors represent the lender. In addition they are covering their own backsides. So not stupid or ignorant.

LLizz

phill99 wrote: »

Also, OP have you exchanged contracts yet? If you have, your question about whether to complete is irrelevant as you have no choice but to complete. This should have been dealt with prior to exchange.

No not exchanged contracts yet.

LLizz

Thrugelmir wrote: »

How convenient though.



One wonders.

Hmmm someone as sceptical as me...

Yorkie1

phill99 wrote: »

Solicitors get commission on indemnity policies they sell. They are the only ones who benefit from selling it.

No, they don't. Indemnity policies are disbursements and therefore a profit cannot be made.

phill99 wrote: »

You would be wise to soeak to Building Control.

Just to flag up if the OP does this and identifies the property, it will prevent the seller obtaining an indemnity insurance policy at any point in the future (however pointless in practice they may in fact be!).

Thrugelmir

LLizz wrote: »

Hmmm someone as sceptical as me...

If you buy a second car I assume that you would look in the boot. You are spending thousands of pounds. Your money. So it's your decision that matters. Far too many people in this world that will happily attempt to deceive. When there's money involved.

phill99

Yorkie1 wrote: »

Just to flag up if the OP does this and identifies the property, it will prevent the seller obtaining an indemnity insurance policy at any point in the future (however pointless in practice they may in fact be!).

No it wont. I often ring BC on behalf of customers but don't give addresses. It can simply be a general enquiry as to whether replacement tiles need Building Regs approval.