Debt showing as satisfied

Gonzo1987

Me with yet another question, on investigating my noddle report to day I notice that one of my accounts which I am currently paying £25 pcm towards (£950 left to go) which will also drop off my file in 2 years time (November 2016 is going to be a glorious month for me)


anywho, this debt in question is showing on my noddle report as ‘satisfied’ and it’s not on my list of open accounts, but instead closed ones. What does this mean?

Is it worth noting it's only on my report with my original creditor and not any company it has now been passed to.

happy_bunny_2

Who are you paying?

Was it satisfied recently?

Chances are the original creditor sold it, marked as satisfied and it's not resurfaced with the buyer yet.

Gonzo1987

I am paying a DCA for it, not the original company, it's shown as satisfied for the best part of a year, I've just not really thought about it until now.

happy_bunny_2

Little bit odd that.

Tixy

It could be that the company it was sold to either doesn't report to any of the credit reference agencies, or just reports to one of the other 2.
Have you checked to see if it appears on experian/equifax?

Gonzo1987

looking on my checkmyfile account it says

Callcredit - default satisfied date - 30 September 2012 and Equifax it's not reported to but says Closed 7 December 2010 (balance £0)