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Santander 123: Tesco Online

plunt
Posts: 525 Forumite

in Credit cards
So I have a couple questions. I have read on the confirm that some people have mentioned you wont earn cashback on purchases at tesco direct (online). Has anyone had different results
Secondly after asking tesco webchat what their merchant catagory code is, they flat out refused to disclose it claiming it was confidential. Is this right?.
Thanks
P
Secondly after asking tesco webchat what their merchant catagory code is, they flat out refused to disclose it claiming it was confidential. Is this right?.
Thanks
P
0
Comments
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To get around it, purchase a Tesco gift card from Tesco and use that to pay for Tesco Direct purchase.
No need to find out MCC, etc. It's got nothing to do with it being confidential. Webchat lacks the knowledge to advise you and do not want to appear stupid.0 -
amusing chat though....Magz Hello, my name is Magz. Welcome to Tesco Chat. How can I help you today?
Me: Hi, can you please confirm if i was to order from Tesco Direct, what merchant category code would i be charged from.
Magz I am sorry can I ask quickly why you need this?
Me: This is to confirm if I will be cashback using my credit card
Me: i specifically need the merchant catagory code for tesco grocerys ordered online and also products ordered from Tesco Direct online
Magz I am sorry I am unable to get you the information you require. Your card issuer would be able to assist you with if you would be eligible for cashback and if you are using a cashback website there terms and conditions would advice.
Magz *advise.
ME:sadly you should be able to
ME: this is something that tesco will have registered
not my card provider
Magz I am sorry but I caNNOT
ME: and i dont intend to order anything for tesco unless i know the answer to this....It is not about how my card provider handles the payment . It is about how tesco have resgistered their payments. It is extremely unfortunate that you can not answer
ME: It would be great if you could ask a manager for these details
Magz I am sorry for the upper case there. I am not able to provide this information, I can pass you to my manager if you wish?
ME: yes please. that or someone who will know the answer to the question as i would like to purchase from tesco...
Magz I will pass you over to my manager now.
Stephen Afternoon, your through to Steve Smith Duty Manager. Can I just clarify what exact details it is you require and why? Thank you
ME: As mentioned to the previous person: "i specifically need the merchant catagory code for tesco grocerys ordered online and also products ordered from Tesco Direct online. This is to confirm if I will be cashback using my credit card"
ME: This is not something that my credit card provider determines, rather it is how tesco decide to handle their payments. So someone within the organization should hopefully be able to answer this
ME: typical Supermarket Merchant Category Codes include: 5411, 5499 and 9751. However I need to confirm both the grocerys ordered online and orders from tesco direct fall into one of these buckets. If not, then what is the specific number
Stephen OK, I understand but this is not information that I am willing to disclose. Sorry if this answer disappoints but some information would not be disclosed. Is there anything else I can assist with?
ME: sadly thats not a very reasonable answer
as after i have made a purchase i would be able to see this anyways
ME: this is not sensitive information
ME: If you do not know the answer then thats fine but would much prefer you state that rather than claiming it can not be disclosed
ME: as a regular customer & shareholder, fairly disappointed how this basic request is being handled so far.Hopefully I can get an answer though
Stephen We are unable to provide this information. I'm sorry again if this disappoints but we would not disclose this information.
ME: okay, could you help me with how to log an official complaint?
Stephen I can certainly assist with any complaint regarding an order placed or with trying to place an order. However, any other contact that I give will not disclose the information requested.
ME: okay. I will figure out how to log an official complaint regarding this information. Thanks and have a good day
hmmmm fairly rubbish! i even gave them a chance to be truthful !
Good idea about the gift card. Looks like the way to go!0 -
sinizterguy wrote: »To get around it, purchase a Tesco gift card from Tesco and use that to pay for Tesco Direct purchase.
No need to find out MCC, etc. It's got nothing to do with it being confidential. Webchat lacks the knowledge to advise you and do not want to appear stupid.
I have bolded and underlined the relevant section of what i saw on their website
Choosing a gift card
Choose a card from a variety of designs available in store* and ask the cashier at the till to load your chosen value. Then let that special someone choose their ideal gift in store or online at tesco.com, direct**, entertainment and wine by the case. Plus if they're a Clubcard customer they'll earn Clubcard points^ when they use their Tesco Gift Card. Click on each card below for more details and purchase your gift card in store. Sorry, you cannot use your Tesco Gift Card to buy groceries, delivery saver plans, books or clothing online yet, but we are working on it.0 -
That does not exclude Tesco Direct. I have used Tesco gift cards to order CDs.0
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sinizterguy wrote: »That does not exclude Tesco Direct. I have used Tesco gift cards to order CDs.
ah true, sorry i misread it! Thanks for pointing that out!
Still not please with their webchat people though! but guess i will be using that loophole for the time being!0 -
Dear XXXXX
Thank you for taking the time to contact Tesco Direct.
Having looked into this I can confirm that depending on your card issuer it will show on your statement as Branch 6155 Tesco Stores LTD or Tesco Direct.
I hope this information helps and if you have any further queries please let me know.
Kind regards
SXXX SXXXXX (name removed as he/she was helpful!)
Tesco Direct Customer Services
So looks like sending them a private message rather than using their terrible webchat is the way forward! though dont recognize 6155 as a MCC0 -
That's the Tesco store number, not the MCC, the way I read it.0
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The problem is that very few, if any, customer facing departments will know the MCC they use or even know what it actually is. They have no need to know it and is really only of any use or interest to internal accounting departments.
Tesco Direct (for non food) use 5999 MISCELLANEOUS AND SPECIALTY RETAIL STORES0
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