Help closing my halifax reward account

brettmanchester

I have a halifax reward account with an overdraft and it's costing me a fortune every month in bank charges, I can't afford to keep up with them as they charge me £5 a day as I'm going over because the charges are making me go over.

How do I freeze my account and close it ?

Steve_xx

I guess you will have to bring the account to a balanced state and then you can go into a branch and ask them to close it.

Gromitt

You'll need to bring your account into credit (even if it's £0.00) and clear all pending charges, then they'll close the account.

If you can't afford to clear the charges then you need to discuss it with a member of staff, maybe they'll change the account type (not sure whats available)

Archi_Bald

OP. how much is your overdraft, how long until you can pay it off, what have you discussed with Halifax regarding paying off the OD?

You might get a lot of help with your financial affairs if you post an SOA on the Debt Free Wannabe board. It might also be chaeper to get a zero % Super Balance Transfer card or a loan -- - but Debtfree Wammabee will be able to tell you more.

PeacefulWaters

Either:

1) Pay lots of money in to stop being overdrawn.

Or

2) Talk to them.