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What to do with £30,000?
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In my late twenties I was in a very similar setup. I avoided buying a house and once I had a healthy emergency fund I started investing S&S ISA, specifically low-cost index trackers. These have grown well over the long run and I've been happy with their benefits over house owning: super easy to liquidiate just small amounts if you need it; returns have been good; and with the freedom of not owning a home I've been able to take advantage of opportunities in my life that required me to move locations quickly.0
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