We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Buying a house with partner but might separate!!!

2

Comments

  • Why not separate/divorce first, then sort out the housing.
    Can we assume the children are not his? So will he leave if you make clear the relationship is over?
    Whatever the circumstances, and there are some confusing bits here, it would seem better to clarify the relationship before committing to a purchase.
  • Am I reading this correctly...a wife is an asset? and should be the property of the man?!?


    Almost. In the fabled old days the wife was an asset and was legally considered the property of the man she married. That's why a woman needed her father to give her away at the wedding ceremony. Give her away to the husband.

    Any road, G_M was on a (semi) wind-up so it's best not to rise to the bait
  • Almost. In the fabled old days the wife was an asset and was legally considered the property of the man she married. That's why a woman needed her father to give her away at the wedding ceremony. Give her away to the husband.

    Any road, G_M was on a (semi) wind-up so it's best not to rise to the bait

    Yes but in 2014? Thanks forgot about this 'trolling' business!
  • G-M'S a regular on this part of the forum and most of us are used to his humour by now. He wasn't trolling, partly just having a bit of a laugh by overstating the case and partly making a very serious observation. That observation was that when a couple are married there is no "his and "hers", it's all seen legally an asset of the marriage. Something which the OP appears not to have considered. Serious point, well made.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    The OP & "partner" (their word) do not say whether they're married or not. 20yrs + kids does not necessarily imply marriage.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Batfink555 wrote: »
    I have already told my husband and my solicitor the house is going in my name and he knows the situation.
    AdrianC wrote: »
    The OP & "partner" (their word) do not say whether they're married or not. 20yrs + kids does not necessarily imply marriage.

    Calling him "husband" is a bit of a give-away.
  • RAS
    RAS Posts: 36,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think the Op needs advice from a divorce lawyer before she accepts any further support from her parents?
    If you've have not made a mistake, you've made nothing
  • TBagpuss
    TBagpuss Posts: 11,237 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you won the house as tenants in Common you can define the shares you each have in the house. This would not be binding on a court in the event of a divorce but could be taken into account.

    It would also be open to you to enter into a post-nuptial agreement (whih is like a pre-nuptial agreement, but made after you are married) You would both need to be take separate legal advice about the terms of the agreement, and it is more likely that a court (if you were to divorce) would uphold it if it had some benefits for each of you. For example, by ensuring your husband a share of the property, even if this is less than half, or deferred until the children leave home.

    You might also want to ensre that he would be entitled to a lump sum of you split up, which would be enough to let him pay (say) a deposit and 6 onths rent so he would not be left homeless if you split up.

    If you are not married, then a declaration of trust, and a cohabitation agreement, making clear what rights you each have to the property, and whether contributions to paying the mortgage or other bills will change that, would be sensible. Again, you should each get independent advice from different solicitors before signing.

    Look for a family lawyer, who is a member of Resolution.
    All posts are my personal opinion, not formal advice Always get proper, professional advice (particularly about anything legal!)
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Mojisola wrote: »
    Calling him "husband" is a bit of a give-away.
    D'oh. Good point, well made.
  • It might be better for the property to be in the name of your mum? or maybe set up as a trust or some sort? I appreciate that these will throw up other issues in terms of your mum owning a house, issues if she needed any means tested benefits/care in the future etc so everything needs to be considered.
    I agree that perhaps your mum should not gift you the money just yet until you know where you stand. You need a solicitor to go through all the options with you as they don't appear to understand/have grasped your issue (I guess it depends if they are a general run of the mill house buying solicitor or whether they advise on finances etc).
    df
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.