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cant get credit report

I am getting rather frustrated with these credit systems. I want to check my credit report but i need a bank account. I cant get a bank account because i have no credit or bad credit, how am i supposed to improve or rebuild my credit if i cant even get a simple uk bank account. I have to do everything in cash n use other peoples cards for simple payments. Please any1 help me.

Comments

  • bsms1147
    bsms1147 Posts: 2,277 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If you have no credit products or bank accounts, then your credit report will be blank. I will post a copy of your report for free between these two ellipsis;

    ...




    ...

    Everyone has to start somewhere, so go to any bank an begin with a 'basic bank account' if you can't get a current account.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I want to check my credit report but i need a bank account.
    No you don't. You can pay by postal order for your £2 statutory reports, which will be sent to you by post.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Get a basic account as been suggested but make sure it is a basic 1.
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    Hi Bootyliciousglw,

    You don't need to have a bank account to apply for your statutory Experian report.

    You can download an application form here and then send it with a £2.00 postal order to:

    Customer Support Centre
    Experian Ltd
    PO Box 8000
    Nottingham
    NG80 7WF
    Regards
    Neil
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
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