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Nationwide, Proud to be different (yeah right)

I have a dilemma and I am not sure what to do. Nationwide are trying to get £514.88 out of me for unarranged overdraft fees. It started with a £30 charge for a unpaid direct debit which made me overdrawn. The charge has just snowballed into the amount it is now and I don't know if I have to pay up or can I challenge it as the charges are illegal. Any advice greatly received.

I feel I must make this clear - They haven't actually taken any money off me, but they are claiming I owe them the amount above or they will take legal action to recover it. How do I stop this happening.
Thank you.
Steve

Comments

  • Twinkly
    Twinkly Posts: 1,772 Forumite
    stysall wrote: »
    I have a dilemma and I am not sure what to do. Nationwide are trying to get £514.88 out of me for unarranged overdraft fees. It started with a £30 charge for a unpaid direct debit which made me overdrawn. The charge has just snowballed into the amount it is now and I don't know if I have to pay up or can I challenge it as the charges are illegal. Any advice greatly received.
    Thank you.
    Steve

    Reclaim them. See here for how:
    Reclaim Bank Charges Help Thread

    :)
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