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Closing a card without the details
f_Anna_tastic
Posts: 14 Forumite
in Credit cards
Hello, I have a virgin MBN credit card and also a Capital one credit card.
I don't have any balance on them but also i cut the cards up a long time ago and don't have those or any documentation.
Can i write to them and ask them to close them even though i don't have my account number etc?
Also does anyone have a link to a pro forma letter. Thanks.
I don't have any balance on them but also i cut the cards up a long time ago and don't have those or any documentation.
Can i write to them and ask them to close them even though i don't have my account number etc?
Also does anyone have a link to a pro forma letter. Thanks.
Started signature in July 2014
Credit Card 1 18% WAS £3795 NOW£3120.
Credit Card 2 0% WAS £3680 NOW £3602.
Very.co.uk acc 0%: WAS £2200 NOW £1444.30
NationW Loan 5.6%: WAS £7000 NOW £6466
TOTAL DEBT IN JULY 2014: 16555 NOW 14632
Credit Card 1 18% WAS £3795 NOW£3120.
Credit Card 2 0% WAS £3680 NOW £3602.
Very.co.uk acc 0%: WAS £2200 NOW £1444.30
NationW Loan 5.6%: WAS £7000 NOW £6466
TOTAL DEBT IN JULY 2014: 16555 NOW 14632
0
Comments
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you can just call them & give them your name and address & they should be able to identify your account.
but out of interest, why do you want to close the accounts?0 -
Errrr !! How about ringing them and giving them your name/address :rotfl:0
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Wheres_My_Cashback wrote: »Errrr !! How about ringing them and giving them your name/address :rotfl:
They usually ask for a letter dont they to close an account?Started signature in July 2014
Credit Card 1 18% WAS £3795 NOW£3120.
Credit Card 2 0% WAS £3680 NOW £3602.
Very.co.uk acc 0%: WAS £2200 NOW £1444.30
NationW Loan 5.6%: WAS £7000 NOW £6466
TOTAL DEBT IN JULY 2014: 16555 NOW 146320 -
you can just call them & give them your name and address & they should be able to identify your account.
but out of interest, why do you want to close the accounts?
They are just dorment on my file and i have two other credit card accounts which i use.Started signature in July 2014
Credit Card 1 18% WAS £3795 NOW£3120.
Credit Card 2 0% WAS £3680 NOW £3602.
Very.co.uk acc 0%: WAS £2200 NOW £1444.30
NationW Loan 5.6%: WAS £7000 NOW £6466
TOTAL DEBT IN JULY 2014: 16555 NOW 146320 -
Why do you need a pro-forma to say "Please close my account 1234.... with immediate effect."?
As suggested - phone them up to find the details and ask them what you need to do to close the account.loose does not rhyme with choose but lose does and is the word you meant to write.0 -
f_Anna_tastic wrote: »They usually ask for a letter dont they to close an account?
I closed two unused accounts by phone earlier this year. One had a small positive balance and I was given the option to get a cheque or donate it to charity.
Both of them then wrote to me and confirmed the account was now closed.0 -
f_Anna_tastic wrote: »They usually ask for a letter dont they to close an account?
In 30+ years of having cards I don't think that's ever been the case.
Just been reading your other posts....interesting !0
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