Bell has told me I'm not covered on my insurance

Quentin

Smithers37 wrote: »

Anything that identifies someone. So; Name, Address, DOB, Car reg.

Exactly.


Use anything that identifies you then its not a dummy is it?


I gave you a suggested list of items you must "dummy"! (Which includes all your suggestions!)

Smithers37

Quentin wrote: »

Exactly.


Use anything that identifies you then its not a dummy is it?


I gave you a suggested list of items you must "dummy"! (Which includes all your suggestions!)

And like I said "In order for a quote to serve any kind of purpose or be meaningful in any way, you would have to use at least some of the correct details" - That is, if you do a quote for a different address for example, you're quote won't be anywhere near a true reflection of what it will be once you use the correct details. This makes your idea of doing 'dummy quotes' entirely pointless.

Quotes are based upon personal details and circumstances, if you don't use those details, the quote is pointless.

David_InsDef

Smithers37 wrote: »

And like I said "In order for a quote to serve any kind of purpose or be meaningful in any way, you would have to use at least some of the correct details" - That is, if you do a quote for a different address for example, you're quote won't be anywhere near a true reflection of what it will be once you use the correct details. This makes your idea of doing 'dummy quotes' entirely pointless.

Quotes are based upon personal details and circumstances, if you don't use those details, the quote is pointless.

Couple that with the fact that most insurance companies now either decline to quote or quote significantly loaded premiums if the stated surname doesn't match to the electoral roll - it makes entering spurious details a completely useless exercise in the context of whatever it is they're trying to find out by doing the quote in the first place.

Quentin

Smithers37 wrote: »

.... if you do a quote for a different address for example, you're quote won't be anywhere near a true reflection of what it will be once you use the correct details. This makes your idea of doing 'dummy quotes' entirely pointless.

Quotes are based upon personal details and circumstances, if you don't use those details, the quote is pointless.

You don't seem to grasp the way to do it.


A dummy quote with a slightly different address within your own postcode will give you back a "near enough" true reflection of what it will actually cost.

Bantex_2

David_InsDef wrote: »

Which is exactly the (only) point I made above. The OP asked if she should speak with the Ombudsman and I pointed out what she would need to do before it reached that point. How exactly does that give false hope or in fact allude in any way as to the likelihood that a complaint will succeed or otherwise?

What would the nature of the complaint be?
Standard car policies never include mechanical failure.

Spiderham

Quentin wrote: »

You don't seem to grasp the way to do it.


A dummy quote with a slightly different address within your own postcode will give you back a "near enough" true reflection of what it will actually cost.

Except of course some insurers track which IP and device you use to get a quote...

Quentin

Spiderham wrote: »

Except of course some insurers track which IP and device you use to get a quote...

If that worries you there are legitamate ways to cover your tracks. Google will help

(Are you suggesting public/work computers get black listed by insurance comparison websites?)

Spiderham

Quentin wrote: »

If that worries you there are legitamate ways to cover your tracks. Google will help

(Are you suggesting public/work computers get black listed by insurance comparison websites?)

I'm purely saying some insurers record what IP and/or device gets each quote.

[Deleted User]

Everyone should use a VPN service anyway. Shared IP address, blocks ISPs snooping and blockades, and makes life hard for GCHQ too. They are only a fiver a month or less on average.

pvt

DELETED USER wrote:

Everyone should use a VPN service anyway. Shared IP address, blocks ISPs snooping and blockades, and makes life hard for GCHQ too. They are only a fiver a month or less on average.

I think you are paranoid.

I don't use such a service - the only difference between us is that my Internet response will be better because it is direct, and that I am £60 a year better off than you.