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Default - is it 6 years? (PLEASE HELP)
laurac1412
Posts: 1 Newbie
Below is the information showing a default on my credit file. I'm looking to apply for a mortgage at the end of this year and was wondering if anyone can tell me, is it 30/11/2014 that this will disappear. Its paid in full and the status shows as satisfied but i'm getting more and more panicked.
PLEASE HELP
Default Date:
30/10/2008
Default Balance: £181
Last updated: 01/08/2010
Status Code:red8dot 6xgreen dots, 2 red8dots
Balance:£0£0£0£0£0£0£0£326£181
A defaulted account is removed from your report after six years whether or not you have paid the debt in full. If you have paid some of the debt off, the balance should show how much you still owe.
PLEASE HELP
Default Date:
30/10/2008
Default Balance: £181
Last updated: 01/08/2010
Status Code:red8dot 6xgreen dots, 2 red8dots
Balance:£0£0£0£0£0£0£0£326£181
A defaulted account is removed from your report after six years whether or not you have paid the debt in full. If you have paid some of the debt off, the balance should show how much you still owe.
0
Comments
-
Yes, by the end of October this year on Experian and Callcredit. Equifax can take a few weeks longer to remove, but should still be gone by the end of the year.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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