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A little help please!

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stargirl181
stargirl181 Posts: 4 Newbie
in Credit file & ratings
Hi there,

I'm looking to rent a property and my letting agent will need to run a referencing check which will check my credit status - what does this mean as mine is very poor however I don't have any CCJ's, IVA's or Bankruptcy. I also pay rent on my current property on time every month and am in full time work. It's just that I had a bit of a bad run of it six months ago and am now paying the debts in monthly installments.

I just need to know how much they'll see as I'm a little worried!

I'm prepared to be honest and my current landlord/letting agent should give a good reference.

Any advice would be appreciated.

Thanks!

Comments

  • user1168934
    user1168934 Posts: 565 Forumite
    Tenth Anniversary 100 Posts Name Dropper Photogenic
    You should be fine. Basically all they need is to make sure that you are in a good position to be able to pay rent. They will the the normal credit history which any other company will but when you combine it with full time employment and good reference from current landlord then I dont see any problems.
    Marriage is hard. Divorce is hard. Choose your hard.
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  • stargirl181
    stargirl181 Posts: 4 Newbie
    Thanks. I'm just really worried because it is so so low!

    But backed up with everything else hopefully I should be OK.
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