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HELP PLEASE I am worried

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  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    hi lisahelp

    I went on to the myvesta website recently when I was looking at different options and it was apparent that they were more interested in making money then actually helping people. As soon as I viewed the website a pop with an adviser trying to talk to me and basically agree to an IVA was on the screen. For this reason I believe they are out to make money only and would advise you talk to a different organisation. Hope this helps!

    Yes. While many organisation do/can give impartial advice, the only sure way to get advice that is in your interest (and not of those giving the advice) is to go to one of the advice agencies that are solely funded by either a charity or directly by government.

    The main three are:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Conor_3
    Conor_3 Posts: 6,944 Forumite
    They are right in the fact that you can be refused bankruptsy but it's very unlikely to happen, I've not heard of a case failing.

    The question the judge always asks is "Have you had professional advice?" and if you respond "Yes, from the National Debt Helpline/whoever you used" then there's never usually an issue.
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