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Debate House Prices
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London Has Peaked
Comments
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Bubble_and_Squeak wrote: »
It's possible to get about 3% at the moment but that is taxed.
My house has increased in value by about £70k since 2007 about 25%, on top off that I'm saving rent of £1300 a month which is a return of 5.5% on value in 2007. if I had invested the value of the house in 2007 at 2.25% it would now be worth about 7% less than house assuming no tax and of course I would have had to pay to live some where.
boring calculations
haven't you got anything better to do than engage in mathematical battles with fools on message boards?0 -
Seriously guys quoting a post isn't that difficult.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Bubble_and_Squeak wrote: »0
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i must confess
i made an erroneous post
implied that i haven't suffered a rent increase in 10 years of renting in london but i just remembered i took a hit of about £35 a month approximatley 5 years ago0 -
Bubble_and_Squeak wrote: »
boring calculations
haven't you got anything better to do than engage in mathematical battles with fools on message boards?
I find it quite enjoyable, it's good to see you realise what you are.0 -
Bubble_and_Squeak wrote: »chucknorris wrote: »
na, most of it is ISA
just shy of £20k in one of those current accounts that you pay a few quid a month to get a good interest rate
the rest is in a normal savings account which i think pays 2%.
dividends on ftse investments will fall in the medium term as we move to low inflation/deflation. there is very little chance of capital growth in such an environment.
you might get a short term boost from QE, which will enable you to cut your losses.
Normal savings account at 2% less 40% tax = 1.2% net, less inflation = nowt/negative.
Surely you are not presenting yourself as an expert on capital growth, after viewing and not buying houses circa £275k last year and seeing them rise to around £350k?Chuck Norris can kill two stones with one birdThe only time Chuck Norris was wrong was when he thought he had made a mistakeChuck Norris puts the "laughter" in "manslaughter".I've started running again, after several injuries had forced me to stop0 -
Bubble_and_Squeak wrote: »
Sums are quite important.
You would do much better in life if you could do them.
there is much more to life than money!0 -
Bubble_and_Squeak wrote: »
there is much more to life than money!
That's true and that is why most people buy a home when they can afford and want one rather than messing around trying to time market.0 -
chucknorris wrote: »Bubble_and_Squeak wrote: »
Normal savings account at 2% less 40% tax = 1.2% net, less inflation = nowt/negative.
Surely you are not presenting yourself as an expert on capital growth, after viewing and not buying houses circa £275k last year and seeing them rise to around £350k?
i'm not a higher rate tax payer
the house i saw in tottenham for £275k was the first one i had viewed. maybe a should have seen a bubble coming but i didn't.
i doubt anyone on here did either.0 -
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