Reclaiming prior to 2005

hamstring

I have received a cheque in settlement of my claim so CPP have admitted liability but it only covers back to 2005. However the mis-selling went back to 1992. Do I have to make a separate claim to the Bank/CC Company for the earlier item even though they have already admitted guilt?
Also the payment is only for premium paid plus some interest on that amount. Should I be able to recover id addition:
-Compensation for the stress and anguished caused by the mis selling
- Postage involved making my claim
- my time in making my claim
I would appreciate some advice on these items as at present CPP are just telling me to go whistle

[Deleted User]

hamstring wrote: »

Do I have to make a separate claim to the Bank/CC Company for the earlier item even though they have already admitted guilt?

Admitting "guilt" would imply a crime has been committed. They have admitted nothing-they have simply refunded your premiums with interest.
Pre-2005, you have to complain to the Bank just as you already appear to know. However, read here;
http://www.moneysavingexpert.com/reclaim/CPP-card-protection?_ga=1.204279186.340047350.1365283676#templateone
CPP have no liability.

hamstring wrote: »

Also the payment is only for premium paid plus some interest on that amount. Should I be able to recover in addition:

No

hamstring wrote: »

Compensation for the stress and anguished caused by the mis selling

No

hamstring wrote: »

Postage involved making my claim

No

hamstring wrote: »

my time in making my claim

No

hamstring wrote: »

CPP are just telling me to go whistle

Your sense of "entitlement" is frankly staggering.

8965263436

-Compensation for the stress and anguished caused by the mis selling

looooooool behave