Cheque cashing without bank account

RKovalev

Hi all!
I've got the following problem:
N-Power owes me some money from my electricity account and I want get them back.
I am a non-UK student in the UK, but don't have any bank account and currently unable to open one.

I've asked N-Power for a cheque, but they've told me that if I don't have a bank account, I can't convert it into cash.

Is it right? and what can I do?

thenudeone

Some places will cash a cheque for a hefty fee, but you will have to provide ID and may have to wait to make sure the cheque will be paid and not returned.

some examples:
http://www.moneyshop.tv/cheque-cashing/
http://www.cashconverters.co.uk/we-loan/cheque-cashing/
http://chequescashers.com/

or look for pawnbrokers on the High Street

System

You could open a savings account - it is often slightly easier (to open) than a bank account as they normally just check your ID rather than credit search.

This would allow you to cash cheques for no cost and receive credits directly.

Examples would include: TSB Easy Saver or Halifax Everyday Saver