IA's 'Does my bum look big in this Debt?' Diary

postingalwaysposting

immoral_angeluk wrote: »

Stupid isn't it!! Since when has buying something online been classed as a cash advance??

ia its in the terms and conditions of most cards, if its gambaling sites then they charge it as a cash advance ~ silly i know but is see why they do it :rolleyes:

immoral_angeluk

postingalwaysposting wrote: »

ia its in the terms and conditions of most cards, if its gambaling sites then they charge it as a cash advance ~ silly i know but is see why they do it :rolleyes:

b*gger. :rotfl:

immoral_angeluk

Well I've got some good news.. just called welcome about our car HP and they said that we CAN overpay by either increasing the direct debit or making one off payments :T Just need to get everything else paid off first before we tackle that bad boy!

Lucy1982_2

That's reallt good news!

mrsspendalot

That is great news IA

immoral_angeluk

:T:D:T:D:T:D:T:D:T:D lol

Karmacat

Things are going so well for you - and you've earned it, congratulations! :j

bandraoi

What exactly is the deal with the TV? Since you're paying interest on the car and not the TV, would you be better off evening out the TV payments, to aim to have it paid off say a month before it needs to be (to allow for problems) and then setting a new DD on the car.

immoral_angeluk

OMG just had my first bill from orange.... :eek: £41.44.... BUT that includes what I've already used and a month in advance.. so my next bill isn't til the 2nd Jan.. but my lord did I get a shock... lol. Taken off itemised billing and anything unneccesary so it should be down the the £35 from then.

Oh and spud thank you for the height chart! it arrived today! Ash loves it!! Just got to find somewhere on the wall to put it...

immoral_angeluk

just spotted that we've got the cashback from the aa and nationwide for the insurance due to be paid this month.. if they do thats £140 right there! fingers crossed!

*runs off to tott up whats due...*