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IA's 'Does my bum look big in this Debt?' Diary

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Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Just worked this out for another thread... can't believe it!! Especially as I underestimated our original debt last year by 2k!! :eek:

    Then
    14th October 2006

    Joint:
    Car loan - £7700ish 24.1%

    Husband's:
    citi card - £1464 27.9%
    Dell - £400ish
    Rockwell collection agency - £400ish
    Capital One - £580

    Mine:
    My citi card - £480 27.9%
    Capital One - £436 29.9%
    Barclaycard - £872 19.9%
    Dorothy perkins store card - £523 29.9%
    Mothercare - £500 29.9%
    Black Horse loan £400ish apr ?

    Total Joint Debt: £13755 :eek:


    NOW
    2nd November 2007

    Joint:
    Car loan - £5453 24.1%

    Husband's:
    Clydsdale Financial (TV) - £955 0% til October 08
    [STRIKE]citi card - £1464 27.9%[/STRIKE] PAID
    [STRIKE]Dell - £400 [/STRIKE]PAID
    [STRIKE]Rockwell collection agency - £400[/STRIKE] PAID
    [STRIKE]Capital One - £580[/STRIKE] STATUTE BARRED

    Mine:
    Barclaycard - £430.57 19.9% WILL BE PAID OFF NEXT WEEK
    Egg (balance transfer)- £475.48 0% til June 08 WILL BE PAID OFF BY END NOV
    [STRIKE]My citi card - £480 27.9%[/STRIKE] PAID
    [STRIKE]Capital One - £436 29.9%[/STRIKE] PAID
    [STRIKE]Dorothy perkins store card - £523 29.9%[/STRIKE] PAID
    [STRIKE]Mothercare - £500 29.9%[/STRIKE] PAID
    [STRIKE]Black Horse loan £400ish apr ?[/STRIKE] PAID

    Total Joint Debt: £7314.05


    Wow that looks great looking back on it all... :eek:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • TallGirl
    TallGirl Posts: 6,237 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done IA that is fantastic and all while you have been off work. I think you are a real inspiration and I am so pleased you are nearly debt free.

    By the way I love cashback sites too, fantasticto get money for nothing or for things you would buy anyway.

    Good luck with the new job - hope it all goes well.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • floss2
    floss2 Posts: 8,030 Forumite
    Good luck tomorrow I-A, hope you enjoy it!
    Has Ste got any plans for the girls?

    Love Floss xx
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    floss2 wrote: »
    Good luck tomorrow I-A, hope you enjoy it!
    Has Ste got any plans for the girls?

    Love Floss xx
    Probably plonking them in front of the TV so they'll be quiet and not need any interaction.. :rotfl: :rotfl:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Fantastic! I'm sure you're looking forward to Christmas especially since you'll have more money coming in with your new job. Good luck on your first day.

    :j :j


  • cat4772
    cat4772 Posts: 2,467 Forumite
    immoral_angeluk wrote: »
    Then
    14th October 2006
    Total Joint Debt: £13755 :eek:

    NOW
    2nd November 2007
    Total Joint Debt: £7314.05

    It looks bl00dy amazing to me!!!:beer:

    Cat.x
    DFW Nerd Club #545 Dealing With Our Debt
    :onever attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
    :othe thing about unwritten laws is that everyone has to agree to them before they can work - *louise*

    March GC £113.53 / £325
  • spud30
    spud30 Posts: 16,872 Forumite
    Good luck tomorrow Sar :beer:

    I might have to have a drive out to Stafffordshire to check out the Argos one of these days ;)
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • 1_step_closer
    1_step_closer Posts: 972 Forumite
    500 Posts
    Hello everyone!

    Sar - sorry I haven't been on for a while but just wanted to say the very best of luck for tomorrow.
    And also that you have done so well on your debt free travels.
    The troll has probably just had their 5th credit card declined in sainsbury which is why they posted such a nasty post.

    Anyway, got quorn fillets in curry cooking in the oven, need a ciggie and a cuppa, waiting for hubby to come home and 3 dogs are fighting/playing right behind my chair...........

    (((((((((((((((((((((((((((((((((((((((Sar & family))))))))))))))))))))

    1 step xx
    If you wait for perfect conditions, nothing would ever get done! :T
    I'm not short - I'm condensed awesome! :p
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Good luck for tomorrow xx
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Jo4
    Jo4 Posts: 6,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The very best of good luck for tomorrow and enjoy your first day back at work. :beer:
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