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IA's 'Does my bum look big in this Debt?' Diary

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Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    onamission wrote: »
    Morning all. Well done IA - excellent news. Hope you don't mind me hijacking but i need some advice and think i'll get more response on your diary than a new thread :)

    i got my gas bill on sat and they have done an interim payment plan review. I've got an overpayment of £144 on my account so they want to drop my DD from £48 to £20 pm but if there is >£150 bill then they will take it ALL by DD.
    now being on a DMP I cannot afford a huge bill - should I
    1. take back the overpayment and leave the DD at £48
    2. leave the overpayment and do a DD of £20
    3. take back the overpayment and leave the DD at £20
    in case 1,3 hold the £144 in a high interest savings (and not get tempted to spend like i would have done pre DFW) ?
    decisions decisions
    I'd do this.. that way you've got a back up for winter. Plus you're used to paying £48 so won't notice a difference but you'll still be £144 up. I'd still suggest posting on the main board though as you'll get more replies.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    oh my god it's here....:eek:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    pictures please! :j x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • JET34
    JET34 Posts: 1,144 Forumite
    I hope you enjoy your new TV... I treated myself to a 40" samsung at the end of Aug and now even the 28" look's like a portable!!! Now I want one in my bedroom although I might go for a 32".......
    Are we gonna have to wait for Ste to get home for pic's or can you lift it yourself!!!!!
    DEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Ste's already here.. he booked the day off as soon as he knew it was coming today.. he's doing all kinds of wire adjustment and male-type grumbling noises about hdmi ports and how we can't take the polythene cover off until it's all hooked up and in place so he can do a big reveal.... :rotfl:
    Let me upload the first piccies..
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • JET34
    JET34 Posts: 1,144 Forumite
    Bet it's like christmas at yours today then!!!!!.............. Just don't misplace the battery's or the instructions
    DEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j
  • System
    System Posts: 178,362 Community Admin
    10,000 Posts Photogenic Name Dropper
    Can I have some poo please?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Oh.. my... god... it's massive.. :eek:
    anyway here's the pics... will update once we're tidied up about the paperwork that came in the box.. :rotfl:

    DSC00230.jpg
    DSC00231.jpg
    DSC00232.jpg
    DSC00233.jpg
    DSC00234.jpg
    DSC00235.jpg
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • System
    System Posts: 178,362 Community Admin
    10,000 Posts Photogenic Name Dropper
    Very nice. Does it actually work though!!!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    oh my gosh its huge! but lovely :) x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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