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IA's 'Does my bum look big in this Debt?' Diary

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Comments

  • postingalwaysposting
    postingalwaysposting Posts: 13,987 Forumite
    tiggy they 'hold it' the same as when you book a hotel/online shop etc etc
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    and also this one...

    Dear Sarah

    Thank you for your email

    The pre-authorisation takes 3 to 4 days to clear out from your account.

    Kind regards
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    this is in their terms and conditions

    3.3 Upon registering for your free trial, your credit/debit card will be authorized for the amount and duration of your subscription fee as chosen by you at the time of signing up In some instances, your available balance or credit limit may reflect the authorisation; however, no charges will be made against your credit/debit card unless you do not cancel prior to the end of your free trial period.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Well I've just cancelled my membership now. Fingers crossed they'll still pay out the cashback but I'm not dealing with that I want my £4.89 back! lol!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    :confused: your card wont be charged but it may effect yout balance :confused:

    are they missing the point or am I? :rolleyes:
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    tigtag02 wrote: »
    :confused: your card wont be charged but it may effect yout balance :confused:

    are they missing the point or am I? :rolleyes:
    I don't get it either. it's still not showing in my account so it looks like they've taken the money but haven't applied it to the cinema paradiso account.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    That £4.89 is citi money and I want ti back already !lol!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    tigtag02 wrote: »
    :confused: your card wont be charged but it may effect yout balance :confused:

    are they missing the point or am I? :rolleyes:

    But even more confusing is how did I manage to do that :confused::p:confused:
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    tigtag02 wrote: »
    But even more confusing is how did I manage to do that :confused::p:confused:
    lol I really don't know.. kind of like when I quoted the email and it came up with all the font HTML!!!
    MSE ghoulies me thinks...
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • bandraoi
    bandraoi Posts: 1,261 Forumite
    My reading of it is this:
    Suppose you have a £1000 limit credit card with £900 on it.

    They tell your card company you have authorised them to take £75.
    The credit card company therefore reduces your "available credit" to £25, but the money isn't actually gone from your account so they still only charge you interest on the £900.

    If you go to a shop and try to buy something for more than £25 you may run into trouble though.
This discussion has been closed.
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