indemnity insurance for electrics and boiler

Kimberlie

Wow, can't believe how many people have offered their advice in such a short space of time, thanks everyone.

Just to clarify though, it is just electric and boiler certificates we need. Our solicitor has gone through their planning permission with a fine tooth comb and that's all fine for both the ongoing work and the garage conversion completed years ago.

There is no electric in the new extension yet, just the older utility room
which the survey reported as being fine.

It's just the actual certificates that have gone missing and it's for these we're being advised to take out indemnity insurance by their estate agent

princeofpounds

It's just the actual certificates that have gone missing and it's for these we're being advised to take out indemnity insurance by their estate agent

Thanks for the clarification. It really should be for them to pay, not you. (although it's all negotiation)

loubel

If the certificates are just missing then there's no need for indemnity insurance. The sellers just need to order replacements.

G_M

You need to be very specific about what is needed/missing.

Kimberlie wrote: »

Just to clarify though, it is just electric and boiler certificates we need.
What electrics? The original from 10 years ago? Or more recent installations?
What boiler?
The original from 10 years ago? or a newly installed boiler?
Our solicitor has gone through their planning permission with a fine tooth comb and that's all fine for both the ongoing work and the garage conversion completed years ago.
Good. You have Planning Permission. But do you have Building regulations sign off? This is different.

There is no electric in the new extension yet, just the older utility room which the survey reported as being fine.
In that case I repeat - what is the electrics Building Regs certificae hat is missing? What electrical work has been done that is not certificated? Very unclear. Without clarity, noobe can advise if it's importatn!.

It's just the actual certificates that have gone missing and it's for these we're being advised to take out indemnity insurance by their estate agent

Ignore their estate agent.

And if indemnity insurance is needed as a result of the sellers not having an important certificate (which is still unclear) then the seller should pay for the insurance.

See - their estate agent is trying to make you pay for their mistake!