Couple expecting a child...will be really be entitled to NOTHING??

p00hsticks

You partner will get SMP, and once the baby is born, Child Benefit.
If you are on a low income, you can apply for council tax benefit, housing benefit, working tax credits and child tax credits.

Under the NHS, your partner will not be charged for antenatal care or hospital care for the birth, nor for dental care while pregnant. You child will be given some free nursery care from the age of three, free primary and secondary education, and free dental and medical care.

You're welcome

Cider_Woman

p00hsticks wrote: »

You partner will get SMP, and once the baby is born, Child Benefit.
If you are on a low income, you can apply for council tax benefit, housing benefit, working tax credits and child tax credits.

Under the NHS, your partner will not be charged for antenatal care or hospital care for the birth, nor for dental care while pregnant. You child will be given some free nursery care from the age of three, free primary and secondary education, and free dental and medical care.

You're welcome

I live outside the UK and have to pay medical insurance myself for a single person and it costs me around £250 per month and that is *with* an £1,800 excess. You realise what a valuable benefit the NHS is, when you have to pay your own medical costs directly.

CW

Bluemeanie_2

p00hsticks wrote: »

You partner will get SMP, and once the baby is born, Child Benefit.
If you are on a low income, you can apply for council tax benefit, housing benefit, working tax credits and child tax credits.

Under the NHS, your partner will not be charged for antenatal care or hospital care for the birth, nor for dental care while pregnant. You child will be given some free nursery care from the age of three, free primary and secondary education, and free dental and medical care.

You're welcome

It isn't "free" they pay tax and NI.

marliepanda

Bluemeanie wrote: »

It isn't "free" they pay tax and NI.

But that was the question. Th OP was wondering why he was getting 'nothing' for his tax and NI.

Almost-free

Looks like the OP was scared off!

danielanthony

Bluemeanie wrote: »

It isn't "free" they pay tax and NI.

But enough to cover the actual cost of providing these services? I seriously doubt it as 51% of households now take more out of the system in benefits and services then they pay in tax.

barryboris

burlington6 wrote: »

So you want everyone to help pay for your choices in life?

Why comment if this is your sole offering? Judgmental or what

pickledonionspaceraider

£1000 a month is do-able OP, you will at least get child benefit. I think its worth applying for tax credits to see what they way, but not sure what the answer would be.

Being skint is a druge and it does become extreamly dull watching every penny and only ever affording value brands .

If you cannot claim, the only option is to be self sufficient. Either you try to earn more, or your wife returns to work even part-time a few hours a week. I know several families where the parents work opposite shifts - you say your wife is a carer, maybe your wife could do a few late/night/weekend shifts per week, once you are home to take over childcare? Or get on the bank at a local hospital or nursing home to pick up a few adhoc shifts

Is there anything you can do yourself, apply for better paid work, or a promotion? At the minute your wage is not great for full time work

quidsy

Your wife gets her 90% pay period & then goes back to work like millions of us have had to do when we couldn't afford to stop working after having children.

Nada666

Minimum of £1700 odd per month (depending on work maternity scheme.) Yes, a thousand pounds of that is your own. How much more do you want? Council tax benefit and local housing allowance if appropriate (probably not on your salary.) You may receive working tax credits next season.