NigelM

NigelM

Hello Colleague Justice Seekers,

Like thousands of you I am attempting to seek justice.

My process began last September when I wrote to Barclays Bank informing of my intention to reclaim their Penalty Charges. With all the details dating back in my case 5 years, I asked them politely to repay such charges and cited relevant cases on the situation as given on this and other sites of the legal precedents. I also provided them with all informtion of when such penalty fees were added to the account of my wife and me. This amounted to nearly £2000, a the time. Now the charges have accrued to more than £2400, by mid June this 2007; in April this year they offered £1440, as a gesture! I politiely wrote back stating that they still owe at that time £600 in addition and requested this amount or I would consider litigation. The amounts as indicated accrued and on the 27th June I went to Plymouth County Court placing an action against the Bank for the amount as stated.

I have just heard today that they intend defending all the claim and have 28 days from 2nd July to make a defence.

Has any one been in this situation and what have you done or is the best legal defence I can give? Also I am a little concerned that I intended this to be registered for the Small Claims Court. And it now appears it is going through the County Court process. My concern are fees if I lose? Or is this the case or not the case? I do not want to give up in this case as I have unfortunately been with this bank almost 18 years which really means nothing to them.

Is there any real legal advice anyone can give through reality or legal precedent?

Thanks
NigelM