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The Road to Financial Security
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DH has talked me into agree to buy a new printer -£160 - ouch! That does include inks but really!!! I think I still have residual guilt over buying myself a macbook air a couple of months ago which is partly why I capitulated.
He also attempted to buy the new tyres for me car only now we can't find the locking wheel nut - grrrr why is nothing every straight forward - is is just us???
Pretty good morning, sorted the lounge out and moved the sofas out of the way to give it really good clean. Our new sofas are being delivered next Friday and I didn't want the humiliation of the the filth underneath/behind them when the delivery men took they away!
3rd set of washing in the machine right now so glamorous hour tomorrow sorting that all out.
Lovely lazy afternoon - little granny nap and started on another Robert Goddard book (am re-reading them all).
Ordered a few Christmas presents from Am@zon - gotta love the convenience of not having to leave the house to do that.
DH will make chicken fajitas for dinner and I have Strictly to look forward to this evening.
Hmm not really coming across too hip & exciting really but as I get older I care less and less. An cosy evening at home is lovely to me - and involves no spending :j0 -
:wave:
Hi Pushkin ... goodness, what a rollercoaster time you're having, both with finances and general rough and tumble of life and work! Hugs to you.
I use a free app for Christmas planning / budgeting / present ideas ... It was free and seems to do exactly what you've said, it's called Xmas Budget. You can pay for add on features but I've found it works fine for what I need without any whistles and (jingle) bells!
I was happy to give up with YNAB and return to my spreadsheets too! Nowt wrong with that, it's what the trial is for, to se if you get on with it or not.
And cosy, frugal nights in? Nowt wrong with that either. Have a good one! xStash busting 2014 45 / 60 (balls of yarn)!
2014 Sealed Pot #2136 ?/£500
House: Decluttering 322 / 365
Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE]GOAL 2: [STRIKE]£103 K by Sept[/STRIKE]
GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
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:hello::hello:
Hi Hub - thanks for the tip - I'll have a look, I have just done an xls spreadsheet for years so maybe this is a step up! Good to find a kindred spirit regarding ynab - everyone seems to rave about it - I tried it for about a week but it drove me nuts.
I do get frustrated with my spreadsheets but they do work.
Oh in other good news - DH found the locking wheel nut so the new tyres have been ordered and will be fitted Monday - £160 - I had £300 budgeted which I knew was too much but I get such a kick from things being 'under budget'.0 -
Another unseasonably mild day, part of me is chuffed the heating hasn't been on all weekend but another part of me wants it to get really cold so we can put the new boiler through its paces. First world problems huh
Garden furniture has been collected from my parents and put in our garage - this in turn caused an argument with DH and I. The garage is a place I rarely enter due the cr*p kept in there (much of which I think has been thrown away but he has stashed there) so going in there inevitably leads to a quarrel. With me asking why such and such is still there and hadn't he taken that to the dump. Oh to be married to a hoarder
Determined to be more productive this week and keep on top of tidying the house - doing little bits each day. Hate when it all builds up to the weekend. This should be one of the advantages to working from home. Trouble is when it gets busy and stressful as it has of late I turn to food for relief not housework
Starting to get hungry, have discovered that cooking a gammon joint in the slow cooker makes delicious ham so have some in now - smells fantastic. Have also made some bread in the bread maker - nice lazy supper which kind fits in with the theme of this weekend :rotfl:0 -
Am actually looking forward to the clocks going back at the weekend - is horribly dark when I get up for work at the moment and that extra hour will make a difference I think.
New tyres were fitted on the car today - put the cost on my credit card so I don't have to worry about paying it until next month. Important & necessary spend but cars are such money pits aren't they?
I also bought a S@insburys annual delivery pass yesterday - had an email from them as they have reduced the cost. £60 for any time delivery for a year. It is a good deal in that it's only £5 per month and I do have minimum 3 deliveries from them each month. However it was a bit of an impulse spend - there was a time when my impulse spends were exciting things like clothes or theatre tickets now its supermarket delivery passes - how times change :cool:0 -
I used to do gammon joints the slow cooker, to make ham for my sandwiches. It was delicious. Sadly hams off the menu now that I have to follow a low sodium diet, but I have happy memories.
The weekend the clocks go back is my favourite of the entire year, the extra hour in bed is bliss !Early retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
Gammon in the slow cooker is obviously a big hit with MFWers!:beer:
Only problem I am finding with it is that it tastes so darn good we just end up eating more ham than we normally would.
GG - sorry to hear that you are no longer able to indulge in it - hope you have managed to find delicious low sodium alternative. Ironically I don't actually like salty food - ham is an exception along with salt on chips - naughty naughty.0 -
Fortunately, I wasn't too big on salt to start with, but I do miss salt on chips.... And gammon, BLT sandwich, a chunk of cheese and Pringles!
It probably wouldn't hurt to have a little bit of the above from time to time, but as we all know, it's impossible to just have a couple of Pringles
But I'm getting to grips with herbs and spices for flavourings, and, as long as I avoid food with a high salt content,and cook from scratch, I can eat most things
Plus, I'll be healthier than ever before.
How's the surveys going? I either have a glut of them that takes hours or get screened out of every survey I'm offered!Early retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
there was a time when my impulse spends were exciting things like clothes or theatre tickets now its supermarket delivery passes - how times change :cool:
) was looking tatty. A few minutes later a friend rang to say she'd just treated herself to a £180 handbag :eek: Ah well, guess which one of us is retiring early :rotfl:
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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