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Under 18 Stocks and Shares ISA?

Hello!! I was wondering if yoyu could list some banks that offer a junior stocks and shares isa?? The min I would want is £20 to be deposited

Comments

  • jimjames
    jimjames Posts: 19,264 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I wouldn't touch a bank for s&s even if you could find one that offered one like that.

    Most have limit of £50pm. Try hl.co.uk
    Remember the saying: if it looks too good to be true it almost certainly is.
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 15 August 2014 at 10:42PM
    The only way under 18s / their parents and guardians on their behalf can put money into investments with tax wrappers is through a JISA. Which will morph into an ISA when the account holder turns 18.

    The terms and conditions of the JISA prevail, so you need to check what they say in detail about the transition to an ISA.

    Banks are almost certainly the worst places for a JISA, if they even offer them. Also, the tax wrapper (JISA/ISA) is secondary to the actual investment.
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