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isme/very credit.
creber1995
Posts: 1 Newbie
Hi there. i was hoping for some help. i am trying to get my credit up as i will be applying for a mortgage in 18 months. i recently set up a isme account to start buying things for the house before we move in, by using isme/very and paying my repayments on time each month, will this make my credit rating go up. or do i need to get a credit card? thank you in advance. :rotfl:
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Comments
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It's be easier and probably cheaper just to get a credit card and use it regularly, paying off in full each month.0
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pay on time , also when buy now pay later is due and will cost you no more and have the same effectDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Shop Direct appear on credit reports, so yes I imagine they will have an impact.
I guess it wouldn't hurt too take out a CC too for your day to day purchases, try and get a cashback CC, such as ASDA.0
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