We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
isme/very credit.
creber1995
Posts: 1 Newbie
Hi there. i was hoping for some help. i am trying to get my credit up as i will be applying for a mortgage in 18 months. i recently set up a isme account to start buying things for the house before we move in, by using isme/very and paying my repayments on time each month, will this make my credit rating go up. or do i need to get a credit card? thank you in advance. :rotfl:
0
Comments
-
It's be easier and probably cheaper just to get a credit card and use it regularly, paying off in full each month.0
-
pay on time , also when buy now pay later is due and will cost you no more and have the same effectDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
-
Shop Direct appear on credit reports, so yes I imagine they will have an impact.
I guess it wouldn't hurt too take out a CC too for your day to day purchases, try and get a cashback CC, such as ASDA.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards